22 E Bay Ave, photo 1
Active
1 / 19

Overview

2 bd2 ba1,565 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,100/yr
Built1973
Lot11,371 sqft
Living area1,565 sqft
Price / sqft$182
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Walk-in Closet(s)Awning(s)ClubhouseDishwasherMicrowaveRangeRange Hood

22 E Bay Ave is a 1973-built home in Spgs Bath & Yacht Club Unit 01, Yalaha. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,565 square feet of living space. Listed at $285,000 (about $182/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,100 annually.

From the listing

The Springs - a unique community with "Old Florida" charm located on Lake Harris and the Chain-of-Lakes. Pull into the beautiful brick paver drive at this 2 Bedroom, 2 Bathroom plus den that can be re-purposed as a 3rd bedroom, well-maintained Block home on an extra large homesite features laminate and tile flooring throughout, spacious bedrooms, formal sitting area with separate Family room. The light and bright kitchen has updated white cabinets with breakfast nook, interior laundry room and 2 car-garage with loads of cabinets. New HVAC in 2024 and windows replaced 2015. The Community offers a private boat ramp, marina, clubhouse, impressive spring fed pool with sandy bottom and brand new fishing pier.

The essentials

Built
1973
Price / sqft
$182
On market
31 days
Annual tax
$1,394
HOA
$1,100/yr
Flood zone
X · Low risk
Lot
11,371 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
2 car garage
0.26 acres
Lot size
1,565 sqft
Living area

Payment

Est. monthly payment
$1,837/mo
Down payment (20%)
$57,000
Property taxes
$116/mo
HOA
$1,100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
11,371 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
31
Ceiling Fans(s)
Walk-in Closet(s)
Awning(s)
Clubhouse
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,394
Parcel #
17-20-25-0300-000-08501

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spgs Bath & Yacht Club Unit 01
County
Lake
MLS Area
34797 - Yalaha
Lot Size
11,371 sqft
HOA
$1,100/yr
Parent Mgt

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #O6442065
$285,000
$182/sqft

Neighborhood

22 E Bay Ave
Yalaha, FL, 34797 · 34797 - Yalaha

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$275,000 – $285,000
96.6% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 home closings in 34797 landed at this number or higher (57%). The median one sat 89 days before it went under contract, and this one is on day 31.

Sample: 14 closed home sales in 34797 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,837/mo
Principal & interest$1,486
Property taxes$116
Insurance$143
HOA$92
Down payment20% · $57,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$182 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,565 sq ft

Time on market

31 days

Year built

1973

Monthly payment

About $1,837/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,394 annual tax bill, insurance, and the $1,100/yr HOA fee.

HOA fee

$1,100/yr

Managed by Parent Mgt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byERA GRIZZARD REAL ESTATEListing agent: Jessica Sanchez, PAListing data from Stellar MLS, MLS# O6442065.

Keep exploring Florida

Pick up where you left off, or see what else is out there.