610 Fourth Ave, photo 1
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Overview

2 bd2 ba1,080 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot13,280 sqft
Living area1,080 sqft
Price / sqft$199
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)DishwasherRangeRefrigerator

610 Fourth Ave is a 1985-built home in Mi-lu Estates, Lady Lake. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,080 square feet of living space. Listed at $215,000 (about $199/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

UNBEATABLE LADY LAKE LOCATION! 2BR/2BA Gem in Quiet, Established Neighborhood – Close to Harris Chain of Lakes with No HOA! Stop spending hours in traffic and start enjoying the perfect Central Florida lifestyle! Nestled in a peaceful, quiet, and established Lady Lake neighborhood with mature trees and no HOA, this solid 2-bedroom, 2-bathroom home with a 1-car garage is the ultimate launching pad for work and play. Enjoy an incredibly quick, stress-free drive into the heart of The Villages for dining and shopping, a direct 1-hour commute to Western Orlando, and weekends spent on the water with the beautiful Harris Chain of Lakes just minutes from your front door! A true outdoor lover's dream, this property features an incredible oversized backyard and dedicated, unrestricted space for your RV and boat parking—allowing you to keep all of your recreational gear safely on-site without any costly storage fees or nosey HOA rules. Tailored to fit your goals: First-Time Buyers: Stop paying rent! This solid, functional home is your chance to build instant sweat equity by bringing your own design ideas and minor cosmetic updates in a lovely, long-standing community. Retired Looking to Downsize: Enjoy peaceful, single-level living in a serene, established neighborhood with a massive yard for pets, gardening, or outdoor relaxation—plus unparalleled access to local golf and dining. Savvy Investors: Capitalize on an exceptionally strong, high-demand commuter rental market. Tenant demand is naturally high in quiet, safe, and established neighborhoods with no HOA restrictions. Affordable homes in Lady Lake with this size lot, parking freedom, and stellar location are practically extinct. This property is priced for immediate action and will be sold quickly. Schedule your tour today and beat the rush!

The essentials

Built
1985
Price / sqft
$199
On market
90 days
Annual tax
$3,453
Flood zone
X · Low risk
Lot
13,280 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
1 car garage
0.30 acres
Lot size
1,080 sqft
Living area

Payment

Est. monthly payment
$1,516/mo
Down payment (20%)
$43,000
Property taxes
$288/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
13,280 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
90
Ceiling Fans(s)
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,453
Parcel #
21-18-24-0004-000-19800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mi-lu Estates
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
13,280 sqft

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #G5115210
$215,000-6.5%
$199/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #G5115210
$230,000
$213/sqft

Neighborhood

610 Fourth Ave
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $215,000
$210,000 – $215,000
98.1% – 100% of listTops out right at the list price
80% of listList price
135 of the last 269 home closings in 32159 landed at this number or higher (50%). The median one sat 57 days before it went under contract, and this one is on day 90 after a $15,000 cut.

Sample: 269 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,517/mo
Principal & interest$1,121
Property taxes$288
Insurance$108
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$215,000

$199 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,080 sq ft

Time on market

90 days

Year built

1985

Monthly payment

About $1,516/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,453 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Yvonne VanceListing data from Stellar MLS, MLS# G5115210.

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