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Overview

3 bd2 ba1,532 sqftSingle Family
TypeSingle Family
HOA$700/yr
Built1965
Lot6,435 sqft
Living area1,532 sqft
Price / sqft$261

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About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Built-in FeaturesCeiling Fans(s)Hurricane Shutters

13225 Country Club Dr is a 1965-built home in Lake Harris Shores, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,532 square feet of living space. Listed at $399,900 (about $261/sqft), 83 days on market. Flood zone X AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 annually.

From the listing

Live the Florida Waterfront Lifestyle on the Harris Chain of Lakes! This charming 3-bedroom, 2-bath home (with the third bedroom also making a perfect home office) offers an open, inviting floor plan and breathtaking panoramic canal views from the spacious family room. Step outside to your private boathouse and enjoy direct access to Lake County's renowned Harris Chain of Lakes, famous for world-class bass fishing, boating, waterfront dining, and endless recreational opportunities. Cruise by boat to charming waterfront towns, restaurants, and entertainment while enjoying one of Central Florida's most sought-after lake lifestyles. This well-maintained home has been thoughtfully updated, including a NEW ROOF (2023), NEW HVAC (2023), NEW refrigerator (2023), NEW electrical circuit breaker panel (2024), double-pane windows, NEW Maytag washer and dryer (2022), fresh exterior paint (2026), and hurricane shutters for added storm protection and peace of mind. Additional features include a surge protector, irrigation pump with the irrigation system supplied by the canal, Massey pest and termite protection, a well-maintained seawall, an updated bathroom, an inside utility room, a covered front porch, carport, and a spacious storage shed with abundant shelving. Bring your decorating ideas and make this waterfront gem your own while enjoying spectacular water views every day. The open floor plan offers comfortable living and is perfect for entertaining family and friends. The friendly community offers an incredibly low HOA of just $700 per year, which includes your water bill, access to the private boat ramp, and the community clubhouse. Enjoy friendly neighbors and a true sense of community. Conveniently located just minutes from Downtown Tavares, known as America's Seaplane City, where you'll enjoy waterfront restaurants, festivals, shopping, and entertainment. You're also just a short drive from historic Downtown Mount Dora, famous for its boutiques, dining, art festivals, and year-round events. Daily conveniences, medical facilities, shopping, and restaurants are all nearby, with easy access to US-441, SR-19, Florida's Turnpike, Orlando, the world-famous theme parks, and Orlando International Airport. Whether you're looking for a full-time residence, a winter retreat, or a weekend getaway, this home offers an exceptional opportunity to enjoy one of Central Florida's most desirable waterfront lifestyles. Don't miss your chance to own a slice of paradise on the beautiful Harris Chain of Lakes!

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The essentials

Built
1965
Price / sqft
$261
On market
83 days
Annual tax
$2,126
HOA
$700/yr
Flood zone
X AE · Low risk
Lot
6,435 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
Waterfront
Canal - Freshwater
6,435 sqft lot
Lot size
1,532 sqft
Living area

Payment

Est. monthly payment
$2,521/mo
Down payment (20%)
$79,980
Property taxes
$177/mo
HOA
$700/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
6,435 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Freshwater
Days on Market
83
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Built-in Features
Ceiling Fans(s)
Hurricane Shutters
Lighting
Private Yard
Storage
Clubhouse
Range
Range Hood
Built-in Oven
Refrigerator
Washer
Dryer
Electric Water Heater
Exhaust Fan
Elementary
Astatula Elem

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X AE
Annual Tax (2025)
$2,126
Parcel #
20 20 26 2300 009 01300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Harris Shores
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
6,435 sqft
In CountyLandscapedLevelPaved
HOA
$700/yr
Linda

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #G5115477
$399,900-4.6%
$261/sqft
-
Price change
Source: Stellar MLS #G5115477
$419,000-8.9%
$273/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #G5115477
$459,900
$300/sqft

Neighborhood

13225 Country Club Dr
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$392,500 – $399,900
97.8% – 100% of listTops out right at the list price
80% of listList price
113 of the last 224 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 83 after a $60,000 cut.

Sample: 224 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,521/mo
Principal & interest$2,086
Property taxes$177
Insurance$200
HOA$58
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$261 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,532 sq ft

Time on market

83 days

Year built

1965

Monthly payment

About $2,521/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,126 annual tax bill, insurance, and the $700/yr HOA fee.

HOA fee

$700/yr

Managed by Linda.

Flood zone

Zone X AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byWATSON REALTY CORPListing agent: Nancy McCloskeyListing data from Stellar MLS, MLS# G5115477.

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