380 Lake Smart Cir, photo 1
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Overview

4 bd2 ba2,034 sqft2 car garageSingle Family
TypeSingle Family
HOA$600/yr
Built2020
Lot6,020 sqft
Living area2,034 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanDishwasherDryerMicrowaveRange

380 Lake Smart Cir is a 2020-built home in Lake Smart Pointe, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,034 square feet of living space. Listed at $325,990 (about $160/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.

From the listing

Spacious 4-bedroom home in the beautiful and well-kept Lake Smart Pointe community, offering LOW HOA and NO CDD. This home features an open-concept layout with a kitchen island, Jack & Jill bath, and a private backyard with no rear neighbors and expansive green space behind the property. Nice neighborhood with convenient access to shopping, dining, schools, and major highways. More photos coming soon.

The essentials

Built
2020
Price / sqft
$160
On market
37 days
Annual tax
$5,101
HOA
$600/yr
Flood zone
X · Low risk
Lot
6,020 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
6,020 sqft lot
Lot size
2,034 sqft
Living area

Payment

Est. monthly payment
$2,338/mo
Down payment (20%)
$65,198
Property taxes
$425/mo
HOA
$600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,020 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
37
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,101
Parcel #
26-28-09-530006-000670

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Smart Pointe
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,020 sqft
HOA
$600/yr
Don Alvarez

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #G5117422
$325,990
$160/sqft

Neighborhood

380 Lake Smart Cir
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $325,990
$325,000 – $325,990
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 37.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,338/mo
Principal & interest$1,700
Property taxes$425
Insurance$163
HOA$50
Down payment20% · $65,198
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,990

$160 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,034 sq ft

Time on market

37 days

Year built

2020

Monthly payment

About $2,338/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,101 annual tax bill, insurance, and the $600/yr HOA fee.

HOA fee

$600/yr

Managed by Don Alvarez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Sinnia Calderon LLCListing data from Stellar MLS, MLS# G5117422.

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