Active

4389 Winding Oaks Dr, Mulberry, FL, 33860

$218/sqft·Fairway Oaks First

3 bd2 ba1,998 sqft2 car garageSingle Family
Listed by C. MICHELLE HARRIS. LICENSED R· Last updated · MLS# G5117537

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,042/mo
Down payment (20%)
$86,980
Property taxes
$322/mo
HOA
$705/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2000
Waterfront
Lake Front
2 car garage
9,422 sqft lot
Lot size
1,998 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit Bedroom

4389 Winding Oaks Dr is a 2000-built home in Fairway Oaks First Add, Mulberry. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,998 square feet of living space. Listed at $434,900 (about $218/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $705 quarterly.

From the listing

Beautiful Waterfront Home with Gorgeous Sunset Views! Welcome home to peaceful waterfront living in a quiet, gated community in the South Lakeland/Mulberry area. This spacious, open-concept 1998 square foot living area home offers unobstructed water views from nearly every room, along with vaulted ceilings and a thoughtfully designed open and split floor plan with a 2 car garage. The updated kitchen features quartz countertops, sleek modern finishes, and an oversized counter that is perfect for entertaining. Enjoy both a formal dining room or the lake view casual dining area adjacent to the kitchen. Additional highlights include a lake-view office/bedroom, updated guest bathroom, separate laundry room, fresh interior and exterior paint, a whole-home water treatment system, and an alarm system. The spacious primary suite features two walk-in closets and a well-appointed bathroom with a soaking tub, separate shower, private water closet, and two separate vanities. The true showstopper is the impressive 39' × 14' screened lanai extending along nearly the entire back of the home that provides the perfect setting for morning coffee, outdoor dining, bird-watching and local nature, entertaining, or relaxing while enjoying breathtaking evening sunsets. Peaceful, beautifully updated, and move-in ready—this is waterfront living you’ll love coming home to!

The essentials

Built
2000
Price / sqft
$218
On market
1 day
Annual tax
$3,863
HOA
$705/qtr
Flood zone
X · Low risk
Lot
9,422 sqft
Type
Single Family Residence

Location

4389 Winding Oaks Dr
Mulberry, FL, 33860·33860 - Mulberry
Type
Single Family Residence
Year Built
2000
Lot
9,422 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
1
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Street Lights
Dishwasher
Microwave
Range
Refrigerator

Elementary

James W Sikes Elem

Middle

Mulberry Middle

High

Mulberry High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,863

Parcel #

23-29-34-142462-000470

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Fairway Oaks First Add

County

Polk

MLS Area

33860 - Mulberry

Lot Size

9,422 sqft

Paved
HOA
$705/qtr
Jennifer Conklin, Highland Community Management
Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #G5117537
$434,900
$218/sqft
Est. monthly payment$3,043/mo
Principal & interest$2,268
Property taxes$322
Insurance$217
HOA$235
Down payment20% · $86,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $434,900
$432,500 – $434,900
99.5% – 100% of listTops out right at the list price
80% of listList price
60 of the last 96 home closings in 33860 landed at this number or higher (63%). The median one sat 31 days before it went under contract, and this one is on day 1.

Sample: 96 closed home sales in 33860 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.