17726 SE 106th Ter, photo 1
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Overview

3 bd2 ba1,726 sqft2 car garageSingle Family
TypeSingle Family
HOA$179.98/mo
Built1989
Lot10,890 sqft
Living area1,726 sqft
Price / sqft$151
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)L DiningOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Window Treatments

17726 SE 106th Ter is a 1989-built home in Spruce Creek South, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,726 square feet of living space. Listed at $260,900 (about $151/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179.98 monthly.

From the listing

Welcome home to this spacious beautiful Dogwood Model A ONE OWNER HOME! SELLING TURNKEY MOVE IN READY WITH ALL THE FURNITURE, SILVERWARE, KITCHEN UTENSILS, LINEN AND MISCELLANEOUS ITEMS! This is one of the biggest 3-bedroom, (Split bedrooms) primary is on one side for added privacy and the other 2 bedrooms are on the opposite side of the home) 2-bathroom, 2 car garage with a residential Lanai under heat and ac in Spruce Creek South. The collectible and vintage items around the house and inside the display cabinets DO NOT CONVEY.! The GOLF-CART IS INCLUDED WITH AN ACCEPTED OFFER! This is a Gated Golf course Golfcart 55 Plus Community. Ideally located in a quiet cul-de-sac near the main gate, with easy in and out access. It is legal to drive your golfcart through this main gate as well! * Property Highlights include * Roof is newer, it is a 2022, The HVAC is a 2023, Newer Windows 2010! You will appreciate having A Large living room in the heart of the home connecting directly to the lanai and L shape to dining area, which connects to the spacious kitchen. The enclosed lanai offers a spacious 12' x 29' area, providing plenty of room for relaxing, entertaining, and enjoying Florida’s lifestyle under heat and ac. Garage: Oversized 2-car garage with laundry area and side door. Location & Community Features: Located in the active, 55+ gated community of Spruce Creek South with an on-site entry guard and security. Main Amenities: 18-hole golf course, pro shop, restaurant, community pool, tennis courts, and a dog park. Sports Facilities: Dedicated spaces for pickleball, shuffleboard, softball, and nature/bike paths, Dog park area, additional gated parking space for added cost semi or yearly in back of community. The Community Center: Features a live performance stage for ongoing events throughout the year, dance floor, dining area, and a community kitchen. Recreation Rooms: Dedicated spaces for library, billiards, crafts, cards, dominoes, mahjong, and more... This is Golf-cart friendly neighborhood, (there are at least two golf cart parades in the year...One for the fourth of July and one for Christmas) You get to participate in decorating your golfcart and competing for a price, or you can just watch, Lots of Fun! A key feature of this community is that You can legally go out the front gate and cross 441 which takes you to tons of establishment amenities. You are withing minutes to shopping, dining, barber, hair and nail salons, banks, gas station, hospitals, urgent care, dentist, and specialty clinics, just to name a few. There is even a Super Walmart across the community on 441 just 5 minutes away. Spruce Creek South is situated just 2 miles from The Villages which is a destination, offering everyday entertainment in the square with life music and events, more restaurants and shops! You will be a short drive from Orlando and Tampa attractions as well. At this price with all these improvements, it is sure to please and check many boxes, don't miss out make your showing appointment today.

The essentials

Built
1989
Price / sqft
$151
On market
33 days
Annual tax
$1,495
HOA
$179.98/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Community pool
Shared amenity
2 car garage
Common
0.25 acres
Lot size
1,726 sqft
Living area

Payment

Est. monthly payment
$1,796/mo
Down payment (20%)
$52,180
Property taxes
$125/mo
HOA
$179.98/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,890 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Common, Driveway, Garage Door Opener
Days on Market
33
Ceiling Fans(s)
L Dining
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Association Recreation - Owned
Buyer Approval Required
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
Pool
Racquetball
Restaurant
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Belleview Elementary School
Middle
Belleview Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,495
Parcel #
6001-008-014

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek South
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,890 sqft
ClearedCul-De-SacCity Limits
HOA
$179.98/mo
DIANE SUCHY SPRUCE CREEK SOUTH OPERATIONS LLC

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #G5117699
$260,900
$151/sqft

Neighborhood

17726 SE 106th Ter
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $260,900
$255,000 – $260,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 33.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,796/mo
Principal & interest$1,361
Property taxes$125
Insurance$130
HOA$180
Down payment20% · $52,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,900

$151 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,726 sq ft

Time on market

33 days

Year built

1989

Monthly payment

About $1,796/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,495 annual tax bill, insurance, and the $179.98/mo HOA fee.

HOA fee

$179.98/mo

Managed by DIANE SUCHY SPRUCE CREEK SOUTH OPERATIONS LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Gerrie Cosme MatiasListing data from Stellar MLS, MLS# G5117699.

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