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Overview

4 bd4 ba2,776 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,200/yr
Built2018
Lot5,926 sqft
Living area2,776 sqft
Price / sqft$396
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

10594 NE 104th Cir is a 2018-built home in Sumter Xing, Oxford. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,776 square feet of living space. Listed at $1,100,000 (about $396/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 annually.

From the listing

Experience an exceptional blend of privacy, elegance, and convenience with this stunning estate situated on more than 7 beautifully landscaped acres. Located within an exclusive gated neighborhood of impressive estate homes, this remarkable 4-bedroom, 3.5-bath residence offers a rare opportunity to enjoy expansive acreage and a secluded setting while remaining just minutes from the abundant amenities of The Villages. From the moment you arrive, the property makes an impressive statement. A fully fenced and gated setting, mature landscaping, and picturesque grounds create a sense of privacy and distinction, setting the stage for the beautiful residence beyond. Inside, the home welcomes you with a spacious open-concept floor plan designed to complement both refined entertaining and comfortable everyday living. The expansive main living area is anchored by an inviting gas fireplace creating an eye catching focal point and a warm gathering space for family and guests. The seamless flow between the primary living spaces enhances the home’s open and airy atmosphere while showcasing views of the surrounding property. Large primary suite and three generously sized bedrooms and 3.5 baths provide exceptional accommodations for owners and guests. Thoughtfully designed living spaces offer every bedroom with either an en suite bath or a jack and jill bathroom. You will love to enjoy the evenings on your oversized screened in back patio with jacuzzi while overlooking the extraordinary backdrop of the backyard. Beautiful landscaping and expansive grounds surround the home, creating a peaceful private retreat with abundant space to enjoy outdoor living, recreation, and the natural beauty of the property. Adding to the property’s impressiveness is a detached 30’ x 24’ garage, offering substantial additional space for vehicles, recreational equipment, a workshop, hobbies, or additional storage. Need room for your horses? There is plenty of that here on his property! One of this homes greatest advantages is its exceptional location. Enjoy the privacy and serenity of acreage living without sacrificing access to everyday conveniences. The property is ideally positioned near The Villages, placing an incredible selection of shopping, dining, entertainment, golf, medical facilities, and other amenities within easy reach. Convenient access to both I-75 and Florida’s Turnpike also makes this an outstanding location for travel throughout Central Florida and beyond. Offering over 7 acres, a private fully fenced and gated setting, an elegant open floor plan, gas fireplace, detached garage, beautiful landscaping, and a premier location within a gated community of substantial estate homes, this property delivers the space and privacy that define exceptional estate living. A truly distinctive property where privacy, acreage, and refined living come together—close to everything, yet wonderfully removed from it all.

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The essentials

Built
2018
Price / sqft
$396
On market
23 days
Annual tax
$3,182
HOA
$1,200/yr
Flood zone
X · Low risk
Lot
5,926 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
2 car garage
Driveway
7.35 acres
Lot size
2,776 sqft
Living area

Payment

Est. monthly payment
$6,652/mo
Down payment (20%)
$220,000
Property taxes
$265/mo
HOA
$1,200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
5,926 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side, Open, Oversized, Parking Pad
Days on Market
23
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Deed Restrictions
Gated Community - No Guard
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,182
Parcel #
C24B020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sumter Xing
County
Sumter
MLS Area
34484 - Oxford
Lot Size
5,926 sqft
LandscapedOversized LotPrivatePaved
HOA
$1,200/yr
Mike Romer

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #G5117898
$1,100,000
$396/sqft

Neighborhood

10594 NE 104th Cir
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $1,100,000
$1.07M – $1.10M
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 23.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,652/mo
Principal & interest$5,737
Property taxes$265
Insurance$550
HOA$100
Down payment20% · $220,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,100,000

$396 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,776 sq ft

Time on market

23 days

Year built

2018

Monthly payment

About $6,652/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,182 annual tax bill, insurance, and the $1,200/yr HOA fee.

HOA fee

$1,200/yr

Managed by Mike Romer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMORRIS REALTY AND INVESTMENTSListing agent: Lauren FickettListing data from Stellar MLS, MLS# G5117898.

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