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About this home
10561 NE 104th Cir is a 2023-built home in Sumter Xing, Oxford. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,088 square feet of living space. Listed at $1,099,900 (about $356/sqft), 226 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,100 annually.
5.12 fenced acres • Gated community • 6 miles to The Villages • Horse & livestock friendly • Includes 3D walkthrough & video tour Rare opportunity to own a custom-built 2023 block home on 5.12 fully fenced acres in the gated Sumter Crossing community in Oxford, Florida, approximately 6 miles from The Villages and minutes from Wildwood, US-301, Florida's Turnpike, and I-75. Zoned for equine and bovine, this property offers flexibility for horse enthusiasts, livestock, hobby farming, recreational use, or buyers seeking acreage with room to expand. Designed for comfort and efficiency, this 3,088-square-foot residence features 10-foot ceilings, 8-foot interior doors, luxury vinyl plank flooring, and an open-concept layout centered around a brick wood-burning fireplace with gas starter. The chef's kitchen features quartz countertops, a 48-inch gas range, oversized island, custom cabinetry, wine bar, walk-in pantry, and built-in coffee station. The primary suite includes a custom walk-in closet with premium organization. Additional custom features include built-in bookshelves, custom cabinetry, and a mudroom bench. Enjoy outdoor living with a covered brick-paver lanai featuring a full summer kitchen and a fully fenced property offering space for horses, livestock, recreation, gardening, or future improvements. Energy-efficient upgrades include Icynene spray-foam attic insulation, injected-foam block construction on the front elevation, dual gas tankless water heaters, a Generac 24kW whole-home generator, buried 1,000-gallon propane tank, salt-filtration water softener, private well, septic system, and a 3-zone HVAC system. The oversized 2.5-car garage features epoxy flooring, dual EV charging pre-wiring, a dedicated mechanical room, second attic access, and a 100-amp electrical junction box ready for a future barn, workshop, detached garage, or guest house, subject to applicable approvals. The smart-home package includes connected locks, thermostats, garage controls, video doorbell, and smoke/carbon monoxide detection. Conveniently located in Sumter County, this property offers quick access to shopping, dining, medical facilities, golf, and entertainment in The Villages, while maintaining the privacy of a gated acreage community. Whether you're searching for a horse property, equestrian estate, acreage home, hobby farm, or custom-built home, this move-in-ready property combines modern construction, energy-efficient systems, quality finishes, and usable land in a prime Central Florida location. Includes 3D walkthrough and professional video tour.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,099,900
$356 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,088 sq ft
Time on market
311 days
Year built
2023
Monthly payment
About $6,808/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,161 annual tax bill, insurance, and the $1,100/yr HOA fee.
HOA fee
$1,100/yr
Managed by Janel Ortengren.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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