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Overview

3 bd3 ba1,971 sqft3 car garageSingle Family
TypeSingle Family
HOA$179/mo
Built2026
Lot10,384 sqft
Living area1,971 sqft
Price / sqft$230
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CREEKSIDE RUN
Type
Single Family Residence

True monthly carry

HOA
~$179/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)

17000 Cottontail Cir is a 2026-built home in Creekside Run, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,971 square feet of living space. Listed at $454,000 (about $230/sqft), 14 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179 monthly.

From the listing

Virtually Staged. Under Construction. The Lucca at Creekside Run at Babcock Ranch is a beautifully designed single-story home featuring 3 bedrooms, 3 bathrooms plus a flex/den and 1,971 square feet of living space on an 10,384 square foot homesite. This floor plan includes open-concept living, gas stainless steel appliances, quartz counters, impact windows and doors, dual master closets, extra deep garage, a covered patio. Residents of Creekside Run enjoy access to an amenity center, pool, park, trails, tennis court, pickleball courts, basketball court, dog park, playground, picnic areas, soccer field, volleyball court, lake, and golf cart path or access. Sample Images

The essentials

Built
2026
Price / sqft
$230
On market
14 days
Annual tax
$3,449
HOA
$179/mo
Flood zone
X · Low risk
Lot
10,384 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Lake Front
Community pool
Shared amenity
3 car garage
Driveway
10,384 sqft lot
Lot size

Payment

Est. monthly payment
$3,061/mo
Down payment (20%)
$90,800
Property taxes
$287/mo
HOA
$179/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,384 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Electric Vehicle Charging Station(s), Tandem
Waterfront
Lake Front
Days on Market
14
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Exhaust Fan
Range
Tankless Water Heater
Elementary
Babcock Neighborhood
Middle
Babcock Neighborhood
High
Babcock Neighborhood

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,449
Parcel #
422633104325

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Creekside Run
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
10,384 sqft
ClearedSidewalkPavedPrivate
HOA
$179/mo
DREAM FINDERS HOMES

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #G5118312
$454,000
$230/sqft

Neighborhood

17000 Cottontail Cir
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $454,000
$442,500 – $454,000
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 33982 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 14.

Sample: 138 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,061/mo
Principal & interest$2,368
Property taxes$287
Insurance$227
HOA$179
Down payment20% · $90,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$454,000

$230 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,971 sq ft

Time on market

14 days

Year built

2026

Monthly payment

About $3,061/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,449 annual tax bill, insurance, and the $179/mo HOA fee.

HOA fee

$179/mo

Managed by DREAM FINDERS HOMES.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Nancy Pruitt, PAListing data from Stellar MLS, MLS# G5118312.

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