6786 Highlands Creek Blvd, photo 1
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Overview

4 bd2 ba2,353 sqft2 car garageSingle Family
TypeSingle Family
HOA$450/yr
Built2004
Lot10,741 sqft
Living area2,353 sqft
Price / sqft$187
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsSplit BedroomWalk-in Closet(s)Deed RestrictionsDishwasherDisposal

6786 Highlands Creek Blvd is a 2004-built home in Highlands Creek, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,353 square feet of living space. Listed at $440,000 (about $187/sqft), 262 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.

From the listing

4-Bedroom Home for Sale in South Lakeland, FL | Gated Community | New Roof Welcome to this beautiful 4-bedroom, 2-bath home in South Lakeland, Florida, located within a desirable gated community and offering the privacy, updates, and location today’s buyers are searching for. This move-in-ready South Lakeland home features a NEW ROOF, brand-new carpet, and fresh interior paint, providing a clean, updated interior that’s ready for its new owners. The desirable split-bedroom floor plan offers added privacy and flexibility, with plenty of room for family, overnight guests, or a dedicated home office. Comfortable living spaces and an easy-flowing layout make this home ideal for both everyday living and entertaining. Step outside to the large screened lanai, the perfect spot for morning coffee, weekend gatherings, or relaxing at the end of the day. Beyond the lanai is a spacious and private backyard with NO REAR NEIGHBORS, providing additional privacy and a peaceful outdoor setting that’s increasingly hard to find. Located in South Lakeland, FL, you’ll enjoy convenient access to shopping, restaurants, schools, medical facilities, recreation, and major roadways, making it easy to get around Lakeland and Central Florida. If you’ve been searching for a 4-bedroom home for sale in South Lakeland, a Lakeland home in a gated community, or a move-in-ready home with a new roof and private backyard, this property checks the boxes. Schedule your private showing today and discover why this South Lakeland home for sale could be the one you’ve been waiting for.

The essentials

Built
2004
Price / sqft
$187
On market
262 days
Annual tax
$2,481
HOA
$450/yr
Flood zone
X · Low risk
Lot
10,741 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
Garage Door Opener
0.25 acres
Lot size
2,353 sqft
Living area

Payment

Est. monthly payment
$2,760/mo
Down payment (20%)
$88,000
Property taxes
$207/mo
HOA
$450/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,741 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
262
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Split Bedroom
Walk-in Closet(s)
Deed Restrictions
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Elementary
Valleyview Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,481
Parcel #
24-29-21-287013-000690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highlands Creek
County
Polk
MLS Area
33813 - Lakeland
Lot Size
10,741 sqft
In CountyPaved
HOA
$450/yr
Ryan Ditthavong

Price history

Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #L4958669
$440,000-2.2%
$187/sqft
-
Price change
Source: Stellar MLS #L4958669
$450,000-3.2%
$191/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #L4958669
$465,000
$198/sqft

Neighborhood

6786 Highlands Creek Blvd
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 259 home closings in 33813 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 262 after a $25,000 cut.

Sample: 259 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,760/mo
Principal & interest$2,295
Property taxes$207
Insurance$220
HOA$38
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$187 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,353 sq ft

Time on market

262 days

Year built

2004

Monthly payment

About $2,760/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,481 annual tax bill, insurance, and the $450/yr HOA fee.

HOA fee

$450/yr

Managed by Ryan Ditthavong.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREGAL REAL ESTATE LLCListing agent: Tammy StorieListing data from Stellar MLS, MLS# L4958669.

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