Overview
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About this home
402 E Poinsettia St is a 1920-built home in Horneys J T Add 01, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,048 square feet of living space. Listed at $424,900 (about $207/sqft), 229 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Historic charm meets modern updates in this beautifully maintained 1920 home located in one of Lakeland’s most sought-after neighborhoods. Just minutes from downtown Lakeland and walking distance to Lake Hollingsworth and Publix Super Market at Southgate Shopping Center, this timeless property offers over 2,000 square feet of inviting living space filled with character and warmth. Inside, natural light pours through the home, highlighting original architectural details, updated finishes, and spacious living areas designed for both everyday comfort and entertaining. The updated kitchen blends modern functionality with the home’s classic historic appeal, while recent upgrades including two new AC units and air handlers (2021), updated flooring in the main living areas, brand-new kitchen appliances (Dec. 2025), and a new driveway (Dec. 2023) provide added peace of mind. Featuring 4 bedrooms and 2.5 bathrooms, this home offers the perfect balance of historic beauty and modern convenience in a prime Lakeland location near restaurants, shopping, parks, and the scenic walking paths surrounding Lake Hollingsworth.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$424,900
$207 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,048 sq ft
Time on market
229 days
Year built
1920
Monthly payment
About $2,740/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,741 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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