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Active
$425,000
402 E Poinsettia St, Lakeland, FL, 33803
$208/sqft·Horneys J T Add 01
Est. $2,217/moSee payment4
beds
3
baths
2,048
sqft
-
garage
Listed by S & D REAL ESTATE SERVICE LLC· Last updated · MLS# L4959641
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About this home
Ceiling Fans(s)ThermostatSidewalkDishwasherDisposalMicrowaveRangeRefrigerator
402 E Poinsettia St is a 1920-built home in Horneys J T Add 01, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,048 square feet of living space. Listed at $425,000 (about $208/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Historic charm meets modern updates in this beautifully maintained 1920 home located in one of Lakeland’s most sought-after neighborhoods. Just minutes from downtown Lakeland and walking distance to Lake Hollingsworth and Publix Super Market at Southgate Shopping Center, this timeless property offers over 2,000 square feet of inviting living space filled with character and warmth. Inside, natural light pours through the home, highlighting original architectural details, updated finishes, and spacious living areas designed for both everyday comfort and entertaining. The updated kitchen blends modern functionality with the home’s classic historic appeal, while recent upgrades including two new AC units and air handlers (2021), updated flooring in the main living areas, brand-new kitchen appliances (Dec. 2025), and a new driveway (Dec. 2023) provide added peace of mind. Featuring 4 bedrooms and 2.5 bathrooms, this home offers the perfect balance of historic beauty and modern convenience in a prime Lakeland location near restaurants, shopping, parks, and the scenic walking paths surrounding Lake Hollingsworth.
The essentials
Built
1920
Price / sqft
$208
On market
125 days
Annual tax
$3,741
Flood zone
X · low risk
Lot
6,652 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
1920
Lot
6,652 sqft
Cooling
Other
Heating
Electric
Parking
-
Days on Market
125
Ceiling Fans(s)
Thermostat
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X
Annual Tax (2025)
$3,741
Parcel #
24-28-30-256500-002400
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Horneys J T Add 01
County
Polk
MLS Area
33803 - Lakeland
Lot Size
6,652 sqft
Date
Event
Price
4/28/2026
Price change
Source: Stellar MLS #L4959641
$425,000-4.3%
$208/sqft
—
Price change
Source: Stellar MLS #L4959641
$444,000-1.1%
$217/sqft
2/25/2026
Listed for sale
Source: Stellar MLS #L4959641
$449,000
$219/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,828
Principal, interest, tax, insurance
- P&I$2,217
- Tax$312
- Insurance$300
Loan Amount
$340,000
Down Payment %
20.0%
First Year Summary
Principal
$3,589
Interest
$23,010
Balance
$336,411
Total Interest
$457,956
Total Cost
$797,956
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