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Overview

3 bd2 ba1,836 sqft2 car garageSingle Family
TypeSingle Family
HOA$344/mo
Built2020
Lot8,747 sqft
Living area1,836 sqft
Price / sqft$229
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomStone CountersThermostatTray Ceiling(s)

4007 Prima Lago Cir is a 2020-built home in Terralargo Ph 3c, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,836 square feet of living space. Listed at $420,000 (about $229/sqft), 137 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $344 monthly.

From the listing

Welcome to 4007 Prima Lago Circle, a beautifully upgraded 3-bedroom, 2-bathroom home with a private office, located in the highly sought-after gated community of TerraLargo in Lakeland. Built in 2020 by D.R. Horton, this move-in ready residence perfectly combines modern design, functional living, and resort-style amenities in one of North Lakeland’s most desirable communities. From the moment you arrive, you’ll appreciate the impressive curb appeal featuring an upgraded stone-accented elevation, Spanish tile roof, mature landscaping, and a pavered driveway that creates a luxurious first impression. Inside, the home is filled with natural light and showcases an open-concept split-bedroom floor plan designed for both entertaining and everyday comfort. The spacious great room flows seamlessly into the dining area and beautifully appointed kitchen, where you’ll find granite countertops, crown cabinetry, recessed lighting, pantry storage, stylish backsplash details, and a large center island with bar seating ideal for gathering with family and friends. Just off the main living area, sliding glass doors open to a fully screened and enclosed lanai overlooking the fully privacy-fenced backyard, offering the perfect setting for morning coffee, outdoor dining, or relaxing evenings. The private office with French doors provides an ideal flex space for working from home, a playroom, gym, or media room. The spacious primary suite serves as a peaceful retreat with elegant tray ceilings, a large walk-in closet, and an en-suite bathroom featuring dual granite vanities, a garden soaking tub, separate shower, and private water closet. Additional bedrooms are thoughtfully positioned for privacy, while the interior laundry room offers extra cabinetry and folding space for convenience. Smart home components are also included, adding modern efficiency and connectivity throughout the home. Living in TerraLargo means enjoying exceptional resort-style amenities including a grand clubhouse, 24-hour fitness center, zero-entry resort pool with lap lanes, spa, covered playground, tennis courts, basketball courts, pickleball courts, sidewalks, street lighting, and beautifully landscaped common areas. The HOA also includes cable and internet, providing added value and convenience. Ideally situated near shopping, restaurants, medical facilities, schools, the YMCA, and with quick access to I-4, this location offers easy commuting to both Tampa and Orlando while still enjoying the charm and convenience of Lakeland living. This is the perfect opportunity to own a meticulously maintained home with upgraded finishes, privacy, and resort-style living all in one exceptional package.

The essentials

Built
2020
Price / sqft
$229
On market
137 days
Annual tax
$5,353
HOA
$344/mo
Flood zone
X · Low risk
Lot
8,747 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Community pool
Fitness center too
2 car garage
Driveway
8,747 sqft lot
Lot size
1,836 sqft
Living area

Payment

Est. monthly payment
$3,190/mo
Down payment (20%)
$84,000
Property taxes
$446/mo
HOA
$344/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
8,747 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
137
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Fitness Center
Gated Community - No Guard
Playground
Pool
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Refrigerator
Elementary
Sleepy Hill Elementary
Middle
Sleepy Hill Middle
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,353
Parcel #
23-27-26-010016-001200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terralargo Ph 3c
County
Polk
MLS Area
33810 - Lakeland
Lot Size
8,747 sqft
City LimitsPaved
HOA
$344/mo
Castle Group

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #L4962246
$420,000-1.2%
$229/sqft
5/27/2026
Listed for sale
Source: Stellar MLS #L4962246
$425,000
$231/sqft

Neighborhood

4007 Prima Lago Cir
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$417,500 – $420,000
99.5% – 100% of listTops out right at the list price
80% of listList price
185 of the last 301 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 137 after a $5,000 cut.

Sample: 301 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,191/mo
Principal & interest$2,190
Property taxes$446
Insurance$210
HOA$344
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$229 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,836 sq ft

Time on market

137 days

Year built

2020

Monthly payment

About $3,190/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,353 annual tax bill, insurance, and the $344/mo HOA fee.

HOA fee

$344/mo

Managed by Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Christine HubbertListing data from Stellar MLS, MLS# L4962246.

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