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Overview

4 bd3 ba2,326 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built2005
Lot12,219 sqft
Living area2,326 sqft
Price / sqft$188
Garage2 car

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About this home

Ceiling Fans(s)Split BedroomStone CountersThermostatWalk-in Closet(s)Rain GuttersDishwasherDisposal

3415 Stoneway Dr is a 2005-built home in Clubhouse Heritage Ph 02, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,326 square feet of living space. Listed at $438,000 (about $188/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Welcome to 3415 Stoneway Dr in Lakeland, Florida! This spacious 4 bedroom, 3 bathroom home sits on an oversized corner lot and offers the space, layout, and updates today’s buyers are looking for. The triple split floor plan provides flexibility and privacy, with multiple living areas including an additional office and formal dining room. One of the standout features is the large backyard with double gate access, providing plenty of room to park a boat, camper, trailer, or other recreational vehicles. There is also ample space to create your own backyard oasis with room for a pool. Enjoy Florida outdoor living under the covered patio while taking advantage of the generous yard space. Inside, LVP flooring runs throughout the main living areas and bedrooms for a clean, cohesive look and easy maintenance. Major updates include a new roof completed in September 2026, HVAC replaced in 2021, and water heater replaced in 2025, offering valuable peace of mind for the next homeowner. Located in Lakeland, this home combines a functional layout with a hard to find oversized lot, corner location, recreational vehicle access, and plenty of outdoor potential. If you have been searching for a Lakeland home with a large lot, 4 bedrooms, 3 bathrooms, a triple split floor plan, pool potential, and room for your boat or camper, this one deserves a closer look! Schedule your private showing today to see everything this home has to offer. **Click on the virtual tour button for a Matterport 360 degree immersive walkthrough tour of the home. Just like a 24/7 open house!

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The essentials

Built
2005
Price / sqft
$188
On market
22 days
Annual tax
$3,481
HOA
$100/yr
Flood zone
X · Low risk
Lot
12,219 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
Driveway
0.28 acres
Lot size
2,326 sqft
Living area

Payment

Est. monthly payment
$2,801/mo
Down payment (20%)
$87,600
Property taxes
$290/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
12,219 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
22
Ceiling Fans(s)
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Highland City Elem
Middle
Bartow Middle
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2026)
$3,481
Parcel #
24-29-10-280563-000350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Clubhouse Heritage Ph 02
County
Polk
MLS Area
33812 - Lakeland
Lot Size
12,219 sqft
Corner LotLandscapedLevelPavedUnincorporated
HOA
$100/yr
Don Asher & Associates, Inc

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #L4965174
$438,000
$188/sqft

Neighborhood

3415 Stoneway Dr
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $438,000
$435,000 – $438,000
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 70 home closings in 33812 landed at this number or higher (57%). The median one sat 31 days before it went under contract, and this one is on day 22.

Sample: 70 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,802/mo
Principal & interest$2,284
Property taxes$290
Insurance$219
HOA$8
Down payment20% · $87,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$438,000

$188 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,326 sq ft

Time on market

22 days

Year built

2005

Monthly payment

About $2,801/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,481 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Don Asher & Associates, Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLAKELAND HOMETOWN PROPERTIESListing agent: Glenn OffuttListing data from Stellar MLS, MLS# L4965174.

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