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Overview

4 bd2 ba2,289 sqft2 car garageSingle Family
TypeSingle Family
HOA$360/yr
Built1987
Lot12,131 sqft
Living area2,289 sqft
Price / sqft$197
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone Counters

6436 Butternut Dr is a 1987-built home in Christina Oaks Ph 01, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,289 square feet of living space. Listed at $450,000 (about $197/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $360 annually.

From the listing

Welcome to 6436 Butternut Drive, where space, comfort, and classic South Lakeland charm come together! Situated on a generous 0.28-acre corner lot in the established Christina Oaks community, this inviting 4-bedroom, 2-bath home offers 2,289 square feet of living space, an attached 2-car garage, and a flexible floor plan designed to give everyone a little room to call their own. From the moment you arrive, the corner setting and spacious lot help create an open and welcoming first impression. Step inside and you’ll find separate formal living and dining rooms, providing wonderful spaces for holiday dinners, entertaining friends and family, or simply enjoying a quieter place away from the main living area. At the heart of the home is an updated eat-in kitchen that flows into the spacious great room, creating an easy gathering place for everyday living. Whether you’re preparing dinner, catching up at the end of the day, or hosting friends for the weekend, this is a space designed to bring people together. A fireplace anchors the great room and adds warmth and character, making it an inviting spot to relax and unwind. The kitchen and bathrooms have also been updated, adding a refreshed feel while complementing the home’s comfortable and functional layout. The primary bedroom offers a relaxing retreat at the end of the day and features a large walk-in closet with plenty of storage. Three additional bedrooms provide flexibility for family and guests, while the fourth bedroom—with its own closet—could easily become the home office, den, hobby room, or flex space you’ve been looking for. And don’t forget about Florida living! Step outside to the large screen-enclosed patio, where there’s plenty of room to enjoy your morning coffee, relax with a good book, entertain friends, or wind down after a busy day. Beyond the patio, the white PVC-fenced backyard provides privacy and room to enjoy the outdoors, while the corner lot adds to the home’s sense of space. There’s plenty of substance behind the charm, too. The home was completely replumbed in 2023 and also received a new electric water heater that same year. Additional features include an architectural-shingle roof and a 4-ton heat pump HVAC system installed in 2010. With 2,289 square feet of living space, multiple living and dining areas, updated kitchen and bathrooms, a fireplace, flexible fourth bedroom, oversized screened outdoor living area, fenced backyard, 2-car garage, and a spacious corner lot, this Christina Oaks home offers the kind of versatility that can adapt right along with you. Come take a look, picture yourself at home, and see everything 6436 Butternut Drive has to offer!

The essentials

Built
1987
Price / sqft
$197
On market
14 days
Annual tax
$2,265
HOA
$360/yr
Flood zone
X · Low risk
Lot
12,131 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
Garage Door Opener
0.28 acres
Lot size
2,289 sqft
Living area

Payment

Est. monthly payment
$2,791/mo
Down payment (20%)
$90,000
Property taxes
$189/mo
HOA
$360/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
12,131 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
14
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Private Mailbox
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Scott Lake Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,265
Parcel #
24-29-19-286022-041160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Christina Oaks Ph 01
County
Polk
MLS Area
33813 - Lakeland
Lot Size
12,131 sqft
Corner LotIn CountyLevelPaved
HOA
$360/yr
Garrison Property Management Services / Lindsey

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #L4965263
$450,000
$197/sqft

Neighborhood

6436 Butternut Dr
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$447,500 – $450,000
99.5% – 100% of listTops out right at the list price
80% of listList price
130 of the last 252 home closings in 33813 landed at this number or higher (52%). The median one sat 24 days before it went under contract, and this one is on day 14.

Sample: 252 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,791/mo
Principal & interest$2,347
Property taxes$189
Insurance$225
HOA$30
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$197 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,289 sq ft

Time on market

14 days

Year built

1987

Monthly payment

About $2,791/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,265 annual tax bill, insurance, and the $360/yr HOA fee.

HOA fee

$360/yr

Managed by Garrison Property Management Services / Lindsey.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Rusty ShinaultListing data from Stellar MLS, MLS# L4965263.

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