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About this home
122 Valdiva St is a 2001-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,260 square feet of living space. Listed at $389,000 (about $172/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.
Welcome home to Deep Creek, where a top-to-bottom renovation has already done the work for you. This true 4-bedroom home, spanning over 2,000 square feet, has been reimagined from the studs out and is ready for its next owner to simply move in and enjoy. A double-door entry opens into a foyer designed to impress, anchored by a striking tiled focus wall and crowned with a new chandelier. From there, soaring vaulted ceilings draw the eye upward through an open-concept living and dining space, while a thoughtful split floor plan keeps the primary suite privately tucked away from the secondary bedrooms. Brand new ceramic tile flows underfoot throughout the entire home, carrying seamlessly out to the tiled lanai for effortless indoor-outdoor living. At the heart of it all sits a fully reimagined kitchen built for gathering — an oversized island anchors the space, complemented by all-new appliances, a breakfast bar, pantry, and cozy nook that spills naturally into the family room. It's the kind of kitchen that turns cooking into entertaining. Retreat to the primary suite, where two walk-in closets and a spa-like en-suite await, complete with dual vanities and a large glass walk-in shower — plus storage that's simply unmatched, with so much space to spread out and stay organized. Every bedroom in the home offers its own walk-in closet, a rare touch that adds lasting value whether you're settling in or renting out. Beyond the interior, the details continue: a dedicated laundry room, a NEW HVAC system, , a NEW hot water heater, NEW soffits and rain gutters, and fresh paint both INTERIOR and EXTERIOR ... nothing has been overlooked. Step outside to a peaceful greenbelt view, framed by the quiet, well-kept charm of the family-oriented Deep Creek community. With low HOA fees and a location that puts you minutes from parks, trails, golf courses, boat ramps, Charlotte Harbor, Gulf beaches, shopping, and dining — plus quick access to I-75 — this is paired with a location that's hard to beat. Schedule your showing today; a home this move-in ready won't stay available for long.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$389,000
$172 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,260 sq ft
Time on market
23 days
Year built
2001
Monthly payment
About $2,732/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,908 annual tax bill, insurance, and the $200/yr HOA fee.
HOA fee
$200/yr
Managed by Deep Creek Section 20 HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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