46 Club House Dr #108, photo 1
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Overview

2 bd2 ba986 sqftCondominium
TypeCondominium
HOA$522/mo
Built1977
Lot1,166 sqft
Living area986 sqft
Price / sqft$192

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsLightingPrivate MailboxSidewalk

46 Club House Dr #108 is a 1977-built home in Palm Club Condo, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 986 square feet of living space. Listed at $189,000 (about $192/sqft), 411 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $522 monthly.

From the listing

One or more photo(s) has been virtually staged. PRICE REDUCTION! All Assessments Paid in Full! New Sea Wall on Saltwater Canal! Ground floor New Roof on Building! Concrete Patio with Canal View! 2-bedroom, 2-bath condo beautifully renovated with 2023 Lennox HVAC for comfort and efficiency in the 986 sq ft living space. The fully renovated kitchen features modern light gray cabinetry, stylish countertops, and New stainless-steel range and microwave. Contemporary luxury vinyl plank flooring flows throughout the open dining and living area, where sliding glass doors lead to two private concrete patios with view of the saltwater canal. The spacious primary suite with covered patio and canal view, a large walk-in closet, and updated ensuite bath. The second bedroom has a renovated full bath with tub/shower combo. Freshly painted in light, bright tones, this home also features tile floors in the kitchen and baths and ceiling fans. The Palm Club community offers resort-style amenities including a pool and clubhouse. The $522 monthly fee includes water, trash, cable, internet, pest control, maintenance of the building exterior, pool and clubhouse. A public golf course is across the street enhancing the Florida lifestyle. Enjoy comfort, style, and location — all in the heart of Palm Coast!

The essentials

Built
1977
Price / sqft
$192
On market
411 days
Annual tax
$1,377
HOA
$522/mo
Flood zone
X · Low risk
Lot
1,166 sqft
Type
Condominium

At a glance

Condo
Built 1977
Water views
Water
Community pool
Shared amenity
Assigned parking
986 sqft
Living area

Payment

Est. monthly payment
$1,717/mo
Down payment (20%)
$37,800
Property taxes
$115/mo
HOA
$522/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1977
Lot
1,166 sqft
Cooling
Central Air
Heating
Electric
Parking
Assigned, Golf Cart Parking, Guest
Days on Market
411
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Pool
Sidewalks
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2024)
$1,377
Parcel #
07-11-31-7097-00040-1080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Club Condo
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
1,166 sqft
Corner LotIn CountyLandscapedNear Golf CourseSidewalkStreet Dead-EndPavedPrivate
HOA
$522/mo
JOYCE CONNOLLY

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #NS1085843
$189,000-0.5%
$192/sqft
-
Price change
Source: Stellar MLS #NS1085843
$189,999-11.6%
$193/sqft
8/27/2025
Listed for sale
Source: Stellar MLS #NS1085843
$214,999
$218/sqft

Neighborhood

46 Club House Dr #108
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $189,000
$185,000 – $189,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 411 after a $25,999 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,717/mo
Principal & interest$986
Property taxes$115
Insurance$95
HOA$522
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

$192 per sq ft

Beds and baths

2 beds, 2 baths

Size

986 sq ft

Time on market

411 days

Year built

1977

Monthly payment

About $1,717/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,377 annual tax bill, insurance, and the $522/mo HOA fee.

HOA fee

$522/mo

Managed by JOYCE CONNOLLY.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA REALTY INVESTMENTSListing agent: Kathy SummersListing data from Stellar MLS, MLS# NS1085843.

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