3420 Santa Clara Dr, photo 1
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Overview

3 bd2 ba1,173 sqftSingle Family
TypeSingle Family
HOANone listed
Built1959
Lot10,000 sqft
Living area1,173 sqft
Price / sqft$384

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ninguno

3420 Santa Clara Dr is a 1959-built home in Hrbr Heights, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,173 square feet of living space. Listed at $450,000 (about $384/sqft), 299 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront living in a quiet, established community. This renovated three-bedroom, two-bath residence features direct canal access to the Gulf, a private boat dock, and is located in Harbour Heights with no HOA, no CDD, and no deed restrictions. Property Details: Canal with direct access to the Gulf Private boat dock with electric boat ramp and cover Renovated kitchen with modern finishes Three bedrooms and two bathrooms 1,173 square feet of living area 0.23-acre parcel 68 feet of waterfront frontage Established and peaceful neighborhood Near Harbour Heights Park, which includes tennis courts, shuffleboard, BBQ areas, playground, and a public boat ramp Location: Approximately 5 to 10 minutes from I-75, dining, shopping, boating clubs, and downtown Punta Gorda.

The essentials

Built
1959
Price / sqft
$384
On market
299 days
Annual tax
$4,100
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1959
0.50 acres
Lot size
1,173 sqft
Living area

Payment

Est. monthly payment
$2,914/mo
Down payment (20%)
$90,000
Property taxes
$342/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1959
Lot
10,000 sqft
Cooling
Other
Heating
None
Parking
-
Days on Market
299
Ninguno
Flood Zone AE
Annual Tax (2025)
$4,100
Parcel #
402322357003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hrbr Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,000 sqft

Price history

Date
Event
Price
4/8/2026
Price change
Source: Stellar MLS #O6368598
$450,000+8.4%
$384/sqft
-
Price change
Source: Stellar MLS #O6368598
$415,000-3.7%
$354/sqft
12/19/2025
Listed for sale
Source: Stellar MLS #O6368598
$430,999
$367/sqft

Neighborhood

3420 Santa Clara Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$437,500 – $450,000
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 181 home closings in 33983 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 299.

Sample: 181 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,914/mo
Principal & interest$2,347
Property taxes$342
Insurance$225
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$384 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,173 sq ft

Time on market

299 days

Year built

1959

Monthly payment

About $2,914/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,100 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6368598.

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