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About this home
2816 Swooping Sparrow Dr is a 2024-built home in Villages At Harmony Ph 2a, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,614 square feet of living space. Listed at $349,900 (about $217/sqft), 149 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $113 quarterly.
Short Sale. Beautiful newer construction home located in the desirable growing Harmony West area of St. Cloud. This residence features an open-concept layout with spacious living and dining areas, modern finishes, and a functional split floor plan designed for comfortable everyday living. Enjoy a fenced backyard and screened lanai, perfect for relaxing or entertaining. The kitchen offers an island overlooking the main living space, ideal for gatherings and family events. The primary suite includes a walk-in closet and private bath. Conveniently located near schools, shopping, major roadways, and Central Florida attractions. Short Sale subject to lender approval. Property includes solar panels with existing lien/transfer requirements. Buyer and buyer’s agent to verify all solar terms, assumptions, and transfer eligibility directly with provider. Property sold AS-IS.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$349,900
$217 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,614 sq ft
Time on market
149 days
Year built
2024
Monthly payment
About $2,575/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,453 annual tax bill, insurance, and the $113/qtr HOA fee.
HOA fee
$113/qtr
Managed by Association Solutions of Central Florida.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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