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Overview

3 bd2 ba1,438 sqft2 car garageSingle Family
TypeSingle Family
HOA$141/qtr
Built2007
Lot8,538 sqft
Living area1,438 sqft
Price / sqft$240
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboWalk-in Closet(s)Sliding DoorsSidewalksDishwasherDisposal

3693 Ricky Ln is a 2007-built home in Bristol Cove At Deer Creek Ph 2, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,438 square feet of living space. Listed at $344,900 (about $240/sqft), 177 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $141 quarterly.

From the listing

Welcome to serene lakefront living with peaceful conservation views and no rear neighbors. This beautifully maintained three-bedroom, two-bathroom home offers the perfect blend of comfort, style, and privacy. From the moment you arrive, mature landscaping and a distinctive front entry create a warm welcome, while abundant natural light fills the home. Inside, the spacious great room features soaring vaulted ceilings and durable ceramic tile flooring, creating a bright, open space that's perfect for both everyday living and entertaining. The thoughtfully designed open floor plan maximizes every square foot for comfortable, functional living.The well-appointed kitchen combines style and practicality with Corian countertops and a full suite of appliances, including a newer refrigerator, range, microwave, and dishwasher, all offering a clean, cohesive look. Designed for privacy, the split-bedroom floor plan features a spacious primary suite with ceramic tile flooring, a beautifully tiled walk-in shower, dual vanities, walk-in closet, and plenty of room to unwind. Step outside to your own private backyard retreat, where tranquil lake and conservation views provide the perfect setting for morning coffee, evening gatherings, or relaxing around the fire pit while enjoying peaceful Florida sunsets. Additional updates include a 2018 roof and a 2019 HVAC system, providing added value and peace of mind. The home is also equipped with high-speed fiber internet availability through both AT&T Fiber and T-Mobile Fiber. Residents enjoy a community playground, scenic walking trails, and dog-friendly green spaces. Conveniently located just two miles from the Florida Turnpike, this home offers easy access to Lake Nona Medical City, Orlando International Airport, East Lake Tohopekaliga, local golf courses, premier shopping and dining, and Walt Disney World and other Central Florida attractions. This exceptional home truly combines comfort, convenience, and natural beauty. Seller is motivated! Ask about available seller concessions.

The essentials

Built
2007
Price / sqft
$240
On market
177 days
Annual tax
$2,548
HOA
$141/qtr
Flood zone
X · Low risk
Lot
8,538 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
2 car garage
Garage Door Opener
8,538 sqft lot
Lot size
1,438 sqft
Living area

Payment

Est. monthly payment
$2,231/mo
Down payment (20%)
$68,980
Property taxes
$212/mo
HOA
$141/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
8,538 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
177
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Walk-in Closet(s)
Sliding Doors
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,548
Parcel #
26-26-30-0068-0001-2590

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bristol Cove At Deer Creek Ph 2
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,538 sqft
Conservation AreaSidewalk
HOA
$141/qtr
Don Asher - Michelle Ramos

Price history

Date
Event
Price
7/29/2026
Price change
Source: Stellar MLS #O6402324
$344,900
$240/sqft
-
Price change
Source: Stellar MLS #O6402324
$345,000-1.4%
$240/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #O6402324
$350,000
$243/sqft

Neighborhood

3693 Ricky Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $344,900
$342,500 – $344,900
99.5% – 100% of listTops out right at the list price
80% of listList price
244 of the last 394 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 177 after a $5,100 cut.

Sample: 394 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,231/mo
Principal & interest$1,799
Property taxes$212
Insurance$172
HOA$47
Down payment20% · $68,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$344,900

$240 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,438 sq ft

Time on market

177 days

Year built

2007

Monthly payment

About $2,231/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,548 annual tax bill, insurance, and the $141/qtr HOA fee.

HOA fee

$141/qtr

Managed by Don Asher - Michelle Ramos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPETRA WORLDWIDEListing agent: Michelle FournierListing data from Stellar MLS, MLS# O6402324.

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