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About this home
122 Carmel Bay Dr is a 2001-built home in Monterey Oaks Ph 2 Rep, Sanford. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,170 square feet of living space. Listed at $455,000 (about $210/sqft), 159 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.
Seller to offer credit of $7500 to buyer. Welcome to this spacious 4-bedroom, 2.5-bathroom, 2,170 sq. ft. two-story home in Monterey Oaks, offering a flexible layout and inviting living spaces throughout. The main level features a formal dining room and a versatile bonus room that can easily function as a 5th bedroom, home office, media room, or additional flex space to fit your needs. The kitchen is designed for both everyday living and entertaining, complete with solid surface countertops, a center island, and stainless steel appliances. It opens seamlessly to the generous living room, creating a comfortable and connected main living area. French doors lead to a screened-in patio, extending the living space outdoors. All bedrooms are located upstairs, providing added privacy from the main living areas. The primary suite offers a spacious retreat with an en suite bathroom featuring two separate showers, including a walk-in shower and a tub/shower combination, along with a large vanity and ample storage. Step outside to the screened lanai overlooking a spacious, fully fenced backyard framed by mature trees, offering a peaceful outdoor setting with room to relax or play. Conveniently located just minutes from theme parks, major shopping destinations, beaches, airports, and major highways, this home provides easy access to a wide range of local attractions and everyday conveniences.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$455,000
$210 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,170 sq ft
Time on market
159 days
Year built
2001
Monthly payment
About $3,089/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,657 annual tax bill, insurance, and the $210/yr HOA fee.
HOA fee
$210/yr
Managed by Sentry Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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