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Overview

4 bd2 ba1,476 sqftSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot7,279 sqft
Living area1,476 sqft
Price / sqft$196

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Surface CountersSolid Wood CabinetsStone CountersWindow TreatmentsDishwasherDisposal

116 Harbor Dr is a 1972-built home in Carefree Cove, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,476 square feet of living space. Listed at $289,900 (about $196/sqft), 65 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Stunning! Fresh Farm Style, Located on a quiet 'No Outlet' street within walking distance of the Happy Valley Trail with gorgeous water views of Lake Conine. Split floor plan, 4bed/2 bath; Front facade is stucco'd with beautiful stone entry; Inside are new solid wood wht shaker cabinets with 'Luna Pearl' granite in kitchen & baths w/ under mount sinks; All NEW Samsung gourmet stainless steel appliances; Large breakfast bar with TONS of cabinetry 36" uppers (with crown); All new vinyl plank flooring thru-out entire home (no carpet); Inside laundry; 4th bedroom is large in-law style, Brand NEW architectural roof; Updated AC, windows; All new faucets, fixtures, fans & LED lighting; Bathrooms have custom tile and tub surrounds with rain head shower and stone deco inlay mosaics; New 3 tone paint inside and out; Secluded backyard fully fenced in for pets; Relax in oasis pool that has full privacy with no 2 story surrounding houses. No HOA... this home has it all!

The essentials

Built
1972
Price / sqft
$196
On market
65 days
Annual tax
$3,308
Flood zone
X · Low risk
Lot
7,279 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Private pool
In Ground
7,279 sqft lot
Lot size
1,476 sqft
Living area

Payment

Est. monthly payment
$1,933/mo
Down payment (20%)
$57,980
Property taxes
$276/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
7,279 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
65
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Window Treatments
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,308
Parcel #
26-28-08-528700-001000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carefree Cove
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,279 sqft

Price history

Date
Event
Price
8/6/2026
Listed for sale
Source: Stellar MLS #O6418010
$289,900
$196/sqft

Neighborhood

116 Harbor Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $289,900
$287,500 – $289,900
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 65.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,933/mo
Principal & interest$1,512
Property taxes$276
Insurance$145
Down payment20% · $57,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,900

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,476 sq ft

Time on market

65 days

Year built

1972

Monthly payment

About $1,933/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,308 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byXCELLENCEListing agent: Allison McDanielListing data from Stellar MLS, MLS# O6418010.

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