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Overview

4 bd4 ba3,166 sqft2 car garageSingle Family
TypeSingle Family
HOA$150/mo
Built2012
Lot8,865 sqft
Living area3,166 sqft
Price / sqft$504
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

12417 Montalcino Cir is a 2012-built home in Casa Del Lago-replat, Windermere. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,166 square feet of living space. Listed at $1,595,000 (about $504/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 monthly.

From the listing

Welcome to this impeccably designed, all-on-one-floor luxury custom home located in one of the most sought-after gated communities of Windermere, Casa Del Lago, where timeless Mediterranean architecture meets refined Florida living. This exceptional home offers four bedrooms and four full bathrooms and is thoughtfully designed with custom details, designer features, modern décor, graceful indoor-outdoor flow, and resort-style outdoor living. From the moment you arrive, the home makes a lasting impression with its classic barrel tile roof, stone-accented exterior, brick-paved driveway, lush landscaping, and charming private courtyard entry. Inside, you are greeted with style and elegance, welcomed by soaring ceilings, elegant archways, rich crown molding, designer lighting, beautiful travertine flooring throughout the main living areas, and hardwood flooring in the bedrooms. The bright and inviting formal living and piano room features tray ceiling details and expansive sliding glass doors that open to the covered lanai and pool area, creating a seamless connection between indoor comfort and outdoor relaxation. The open layout flows beautifully into the family room, making it ideal for everyday living and entertaining. The family room showcases a beautiful onyx wall with an electric fireplace and built-in surround sound system, creating a warm and elegant focal point for the home. The gourmet kitchen offers granite countertops, custom cabinetry, premium appliances, a built-in oven, microwave, refrigerator, dishwasher, disposal, gas cooking, kitchen exhaust hood, and a water filtration system. It connects to the butler’s area, which leads to the formal dining room. The private owner’s suite is thoughtfully separated from the secondary bedrooms, offering a sense of personal sanctuary and a peaceful retreat with generous space and a luxurious bathroom featuring dual vanities, a garden tub, and a frameless glass shower. Additional bedrooms provide comfort and flexibility for family, guests, or a home office. The home also features custom built-in closet shelving, providing excellent storage and organization. The outdoor living area is truly special, featuring a screened covered lanai with rich wood ceiling detail, built-in surround sound system, gas grill, outdoor vent hood, dining area, and lounge space overlooking the sparkling heated pool and jacuzzi/spa. Surrounded by tropical landscaping, palm trees, privacy walls, fencing, water features, and multiple seating areas, the backyard creates a private resort-style setting perfect for relaxing, entertaining, and enjoying beautiful Florida evenings — with the added charm of being close enough to enjoy Disney-area fireworks. Additional upgrades include a Tesla charger connection and thoughtful custom features throughout the home. This home offers convenient access to Disney theme parks, world-class entertainment, shopping, restaurants, major highways, and some of the area’s top public and private schools, including nearby Windermere Preparatory School. A rare opportunity to own a custom luxury home with timeless design, elegant finishes, privacy, and exceptional indoor-outdoor living in one of Central Florida’s most desirable locations. This home is truly a dream come true.

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The essentials

Built
2012
Price / sqft
$504
On market
88 days
Annual tax
$11,488
HOA
$150/mo
Flood zone
X · Low risk
Lot
8,865 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Private pool
Heated
2 car garage
Driveway
8,865 sqft lot
Lot size
3,166 sqft
Living area

Payment

Est. monthly payment
$10,224/mo
Down payment (20%)
$319,000
Property taxes
$957/mo
HOA
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
8,865 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Heated, In Ground
Days on Market
88
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Sidewalk
Sliding Doors
Association Recreation - Lease
Deed Restrictions
Gated Community - No Guard
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Water Filtration System
Elementary
Sunset Park Elem
Middle
Horizon West Middle School
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$11,488
Parcel #
25-23-27-1213-00-490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Casa Del Lago-replat
County
Orange
MLS Area
34786 - Windermere
Lot Size
8,865 sqft
HOA
$150/mo
Southwest Property Management

Price history

Date
Event
Price
7/17/2026
Listed for sale
Source: Stellar MLS #O6425494
$1,595,000
$504/sqft

Neighborhood

12417 Montalcino Cir
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $1,595,000
$1.57M – $1.59M
98.4% – 100% of listTops out right at the list price
80% of listList price
150 of the last 298 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 88.

Sample: 298 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,223/mo
Principal & interest$8,319
Property taxes$957
Insurance$798
HOA$150
Down payment20% · $319,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,595,000

$504 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,166 sq ft

Time on market

88 days

Year built

2012

Monthly payment

About $10,224/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,488 annual tax bill, insurance, and the $150/mo HOA fee.

HOA fee

$150/mo

Managed by Southwest Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY LLCListing agent: Aziz ElbrakListing data from Stellar MLS, MLS# O6425494.

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