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Overview

4 bd3 ba1,988 sqft2 car garageSingle Family
TypeSingle Family
HOA$60/mo
Built2022
Lot5,720 sqft
Living area1,988 sqft
Price / sqft$176
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSidewalkParkPlaygroundDishwasher

196 Towns Cir is a 2022-built home in Alford Oaks, Haines City. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,988 square feet of living space. Listed at $349,700 (about $176/sqft), 78 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 monthly.

From the listing

Better than new and built in 2022, this beautifully maintained 4-bedroom, 3-bathroom home offers 1,988 square feet of thoughtfully designed living space on an oversized lot in one of Haines City's growing communities. OFFERING 5K SELLER CREDIT FOR CLOSING COST/RATE BUY DOWN. Step inside to an open-concept floor plan featuring durable LVP flooring throughout the main living areas, creating a stylish, low-maintenance space ideal for both everyday living and entertaining. The well-appointed kitchen offers ample cabinetry, generous counter space, and a functional layout overlooking the spacious living and dining areas, making it the heart of the home.Designed with comfort and efficiency in mind, this home includes spray foam insulation, providing enhanced energy efficiency, improved indoor comfort, and potential savings on utility costs year-round. The split-bedroom layout offers privacy, with a spacious primary suite serving as a relaxing retreat complete with an en-suite bathroom and generous closet space. Three additional bedrooms and two full bathrooms provide plenty of room for family, guests, or a home office. Outside, the oversized lot offers endless possibilities for outdoor living. Whether you envision adding a pool, creating your dream backyard oasis, or simply enjoying extra space for entertaining, this property provides the flexibility to make it your own. Conveniently located near shopping, dining, schools, parks, golf courses, and major highways, this home also offers easy access to Orlando, Walt Disney World, and other Central Florida attractions. Combining modern construction, energy-efficient features, a spacious floor plan, and an exceptional lot, this move-in-ready home is a rare opportunity you won't want to miss. Schedule your private showing today! No CDD fees!

The essentials

Built
2022
Price / sqft
$176
On market
78 days
Annual tax
$5,768
HOA
$60/mo
Flood zone
X · Low risk
Lot
5,720 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
5,720 sqft lot
Lot size
1,988 sqft
Living area

Payment

Est. monthly payment
$2,540/mo
Down payment (20%)
$69,940
Property taxes
$481/mo
HOA
$60/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,720 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
78
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Sidewalk
Park
Playground
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Eastside Elem
Middle
Lake Marion Creek Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,768
Parcel #
27-27-23-757501-000470

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Alford Oaks
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,720 sqft
HOA
$60/mo
Highland Community Management

Price history

Date
Event
Price
7/25/2026
Listed for sale
Source: Stellar MLS #O6428208
$349,700
$176/sqft

Neighborhood

196 Towns Cir
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $349,700
$347,500 – $349,700
99.5% – 100% of listTops out right at the list price
80% of listList price
373 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 78.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,539/mo
Principal & interest$1,824
Property taxes$481
Insurance$175
HOA$60
Down payment20% · $69,940
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,700

$176 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,988 sq ft

Time on market

78 days

Year built

2022

Monthly payment

About $2,540/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,768 annual tax bill, insurance, and the $60/mo HOA fee.

HOA fee

$60/mo

Managed by Highland Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPABLA PROPERTIESListing agent: Sunny PablaListing data from Stellar MLS, MLS# O6428208.

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