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Overview

4 bd2 ba1,867 sqft2 car garageSingle Family
TypeSingle Family
HOA$175.25/qtr
Built2023
Lot5,502 sqft
Living area1,867 sqft
Price / sqft$187
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomSidewalkDog ParkPlaygroundPoolStreet Lights

4660 Bernard Blvd is a 2023-built home in Hammock Reserve Ph 2, Haines City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,867 square feet of living space. Listed at $350,000 (about $187/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175.25 quarterly.

From the listing

Single-story 4-bedroom, 2-bathroom home in Hammock Reserve, Haines City, Florida. Built in 2023, this 1,867-square-foot residence sits on a 5,502-square-foot lot with a rooftop solar array, window shutters throughout most of the home, a fully fenced backyard, and a screened rear lanai. The open-concept floor plan connects the great room, dining area, and kitchen under one continuous run of large-format tile. The kitchen anchors the space with a center island, granite countertops, a double-basin undermount sink, shaker cabinetry, and a stainless steel appliance package that includes a French-door refrigerator, range, above-range microwave, and dishwasher. Breakfast bar seating faces the living area, and recessed lighting keeps the main living space bright. A sliding glass door opens directly to the covered lanai. The primary suite sits at the rear of the home with a carpeted bedroom, an ensuite bathroom with a dual granite vanity, a walk-in shower, and a walk-in closet sized for a full wardrobe system. Three additional bedrooms share a second full bathroom with a granite vanity and a tub and shower combination. A dedicated interior laundry room sits off the main hallway with washer and dryer in place. Outside, the screened lanai overlooks a level, fully sodded backyard enclosed by vinyl privacy fencing, with mature shade trees along the rear property line and room for a pool, a play set, or a garden. A two-car attached garage and a full-width driveway handle everyday parking. A rooftop solar array is installed on the home. Hammock Reserve is a newer community off Bernard Boulevard in Haines City, built out through the early 2020s with sidewalk-lined streets throughout. US-27 sits minutes west, connecting north toward Interstate 4, ChampionsGate, and the Walt Disney World Resort corridor roughly 20 miles away, and south toward Lake Wales. Posner Park, the area's main shopping and dining district, is a short drive north. For a buyer who wants recent construction without the wait, a fenced yard already in the ground, 4660 Bernard Boulevard in Hammock Reserve is worth the walk-through. Schedule your private showing or request additional details today.

The essentials

Built
2023
Price / sqft
$187
On market
28 days
Annual tax
$7,106
HOA
$175.25/qtr
Flood zone
X · Low risk
Lot
5,502 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
Driveway
5,502 sqft lot
Lot size
1,867 sqft
Living area

Payment

Est. monthly payment
$2,651/mo
Down payment (20%)
$70,000
Property taxes
$592/mo
HOA
$175.25/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,502 sqft
Cooling
Central Air
Heating
Central, Solar
Parking
Driveway, Garage Door Opener
Days on Market
28
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Sidewalk
Dog Park
Playground
Pool
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Washer
Elementary
Horizons Elementary
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,106
Parcel #
27-27-19-744119-003600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Reserve Ph 2
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,502 sqft
LandscapedSidewalkPaved
HOA
$175.25/qtr
Prime Management HOA/ Michelle Davis

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #O6440243
$350,000
$187/sqft

Neighborhood

4660 Bernard Blvd
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
375 of the last 556 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 28.

Sample: 556 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,651/mo
Principal & interest$1,825
Property taxes$592
Insurance$175
HOA$58
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$187 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,867 sq ft

Time on market

28 days

Year built

2023

Monthly payment

About $2,651/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,106 annual tax bill, insurance, and the $175.25/qtr HOA fee.

HOA fee

$175.25/qtr

Managed by Prime Management HOA/ Michelle Davis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREAL BROKER, LLCListing agent: Nelson Cruz PAListing data from Stellar MLS, MLS# O6440243.

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