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Overview

3 bd2 ba1,783 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2022
Lot5,510 sqft
Living area1,783 sqft
Price / sqft$193
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private EntrancePrivate MailboxSidewalkClubhouseParkPlaygroundPool

486 Panaro Ln is a 2022-built home in Magnolia Park Ph 1&2, Haines City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,783 square feet of living space. Listed at $345,000 (about $193/sqft), 11 days on market. Flood zone a - confirm flood insurance requirements with your lender. HOA runs $250 annually.

From the listing

ASSUMABLE RATE MORTGAGE!!! Take advantage of the opportunity to assume an existing mortgage with approximately 26 years remaining, offering a unique financing option compared to starting a new 30-year loan. Welcome to this beautiful 2022-built 3-bedroom, 2-bath home offering modern comfort, thoughtful upgrades, and a spacious feel throughout. The open-concept floor plan creates an inviting flow between the living, dining, and kitchen areas, while the tall ceilings add an extra sense of openness and space. The split-bedroom layout provides privacy for the primary suite while keeping the additional bedrooms comfortably positioned for family or guests. Step outside to enjoy the fully paid-off privacy fence and spacious lanai, creating a great outdoor space for relaxing, entertaining, or enjoying Florida's beautiful weather. The home also features solar panels with an affordable monthly payment while allowing you to own the equipment long-term, helping make electricity costs more manageable. Located in a welcoming community with a pool and playground, this home combines newer construction, desirable upgrades, energy-saving features, and an exceptional mortgage opportunity. Don't miss your chance to make this home yours!

The essentials

Built
2022
Price / sqft
$193
On market
11 days
Annual tax
$7,545
HOA
$250/yr
Flood zone
A
Lot
5,510 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
5,510 sqft lot
Lot size
1,783 sqft
Living area

Payment

Est. monthly payment
$2,621/mo
Down payment (20%)
$69,000
Property taxes
$629/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,510 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
11
Ceiling Fans(s)
Private Entrance
Private Mailbox
Sidewalk
Clubhouse
Park
Playground
Pool
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on file In a CDD (Community Development District) Flood Zone a
Annual Tax (2025)
$7,545
Parcel #
27-28-04-815029-000590

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Park Ph 1&2
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,510 sqft
HOA
$250/yr
Andrew Rinehart

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #O6445766
$345,000
$193/sqft

Neighborhood

486 Panaro Ln
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$342,500 – $345,000
99.5% – 100% of listTops out right at the list price
80% of listList price
373 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 11.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,621/mo
Principal & interest$1,799
Property taxes$629
Insurance$173
HOA$21
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$193 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,783 sq ft

Time on market

11 days

Year built

2022

Monthly payment

About $2,621/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,545 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Andrew Rinehart.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY CENTRAL FLORIDA LLCListing agent: Kevin Betancourt TorresListing data from Stellar MLS, MLS# O6445766.

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