12543 NE 48th Ter, photo 1
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Overview

4 bd2 ba1,831 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,020/yr
Built2025
Lot6,824 sqft
Living area1,831 sqft
Price / sqft$196
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanSplit BedroomStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

12543 NE 48th Ter is a 2025-built home in Densan Park Ph2, Oxford. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,831 square feet of living space. Listed at $359,250 (about $196/sqft), 245 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,020 annually.

From the listing

Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN PROMOTION WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 8/15/26.CONCRETE BLOCK CONSTRUCTION. Spacious 4/2/2 with great curb appeal, starting with stone accents to glass front entry door with transom window allowing lots of natural light into the foyer. Enjoy the feel of openness with vaulted ceilings throughout the kitchen, bedrooms and dining room as well as 10’H ceilings in the foyer and family room. You will find Shaker Style cabinets and granite countertops in the kitchen and bathrooms, matte black plumbing & lighting fixtures, hinges and cabinet hardware along with stainless appliances (Range, Microwave and Dishwasher). 12 x 24 tile in all areas of the home except the bedrooms which are carpeted. The master bath has the separate tiled shower in addition to a soaking tub. 1.5 mile from the new Costco and Hobby lobby. Publix, Marshalls, Bealls, Ace Hardware, Fresh Market, Bonefish Grill, Olive Garden, Starbucks, Dunkin, IHop and medical offerings all nearby. Enjoy the convivence of village living without the Bond or the CDD.

The essentials

Built
2025
Price / sqft
$196
On market
329 days
Annual tax
$0
HOA
$1,020/yr
Flood zone
X · Low risk
Lot
6,824 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
Driveway
6,824 sqft lot
Lot size
1,831 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,603/mo
Down payment (20%)
$71,850
Property taxes
$0/mo
HOA
$1,020/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,824 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
329
High Ceilings
IN Wall Pest System
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Sprinkler Metered
Gated Community - No Guard
Golf Carts OK
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
D08J116

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Densan Park Ph2
County
Sumter
MLS Area
34484 - Oxford
Lot Size
6,824 sqft
HOA
$1,020/yr
Vickie Courture

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #OM713599
$359,250-6.0%
$196/sqft
-
Price change
Source: Stellar MLS #OM713599
$382,250-0.5%
$209/sqft
11/15/2025
Listed for sale
Source: Stellar MLS #OM713599
$384,250
$210/sqft

Neighborhood

12543 NE 48th Ter
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $359,250
$350,000 – $359,250
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 329 after a $25,000 cut.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,602/mo
Principal & interest$1,874
Property taxes$464
Insurance$180
HOA$85
Down payment20% · $71,850
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,250

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,831 sq ft

Time on market

329 days

Year built

2025

Monthly payment

About $2,603/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $1,020/yr HOA fee.

HOA fee

$1,020/yr

Managed by Vickie Courture.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byADAMS HOMES REALTY INCListing agent: Debbie OwingsListing data from Stellar MLS, MLS# OM713599.

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