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8802 SW 92nd St #A, photo 1
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Overview

2 bd2 ba1,723 sqft2 car garageVilla
TypeVilla
HOA$493.96/mo
Built1992
Lot1,240 sqft
Living area1,723 sqft
Price / sqft$104
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatVaulted Ceiling(s)Buyer Approval RequiredClubhouseCommunity MailboxDeed RestrictionsDog Park

8802 SW 92nd St #A is a 1992-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,723 square feet of living space. Listed at $179,900 (about $104/sqft), 111 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.96 monthly.

From the listing

Welcome to this spacious Augusta model villa, ideally situated on a picturesque lot in the highly sought-after On Top of the World 55+ golf community. This desirable end unit offers abundant green space and the shade of a beautiful mature oak tree. Begin your mornings with coffee on the large front porch, then step inside to a generous living and dining area. A separate study or home office provides extensive built-in cabinetry and storage. The oversized kitchen features tile flooring, Corian countertops, and plentiful cabinets, flowing into a comfortable dining area with attractive wood-look flooring. An enclosed Florida room expands the home’s living and entertaining space, while the outdoor concrete patio offers an ideal setting for grilling and relaxing. Plantation shutters add timeless style throughout the main living areas. The spacious primary suite includes two closets, one of which is a large walk-in, plus a bathroom with an updated step-in glass-enclosed shower with grab bar. The comfortably sized guest bedroom is conveniently located near the second bathroom, featuring a tub-and-shower combination, grab bar, and comfort-height toilet. Recent major updates offer added peace of mind, including: Roof replaced in 2024, HVAC installed in 2025 & Brand-new electric water heater. The two-car garage is equally impressive, with a screened front, epoxy flooring, and a dedicated washer and dryer area. With its spacious layout, valuable updates, inviting outdoor spaces, and opportunity for a few personalized finishing touches, this villa is ready to become your dream home

The essentials

Built
1992
Price / sqft
$104
On market
111 days
Annual tax
$989
HOA
$493.96/mo
Flood zone
X · Low risk
Lot
1,240 sqft
Type
Villa

At a glance

Villa
Built 1992
Community pool
Fitness center too
2 car garage
1,240 sqft lot
Lot size
1,723 sqft
Living area

Payment

Est. monthly payment
$1,604/mo
Down payment (20%)
$35,980
Property taxes
$82/mo
HOA
$493.96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1992
Lot
1,240 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
111
Ceiling Fans(s)
Thermostat
Vaulted Ceiling(s)
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Pool
Restaurant
Special Community Restrictions
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$989
Parcel #
3530-2210-01

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
1,240 sqft
HOA
$493.96/mo
Lori Sands

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #OM729233
$179,900-5.3%
$104/sqft
7/27/2026
Listed for sale
Source: Stellar MLS #OM729233
$189,900
$110/sqft

Neighborhood

8802 SW 92nd St #A
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $179,900
$172,500 – $179,900
96.1% – 100% of listTops out right at the list price
80% of listList price
44 of the last 85 townhouse or villa closings in 34481 landed at this number or higher (52%). The median one sat 62 days before it went under contract, and this one is on day 111 after a $10,000 cut.

Sample: 85 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,605/mo
Principal & interest$938
Property taxes$82
Insurance$90
HOA$494
Down payment20% · $35,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$179,900

$104 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,723 sq ft

Time on market

111 days

Year built

1992

Monthly payment

About $1,604/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $989 annual tax bill, insurance, and the $493.96/mo HOA fee.

HOA fee

$493.96/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Bonnie CieslaListing data from Stellar MLS, MLS# OM729233.

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