11170 W Cove Harbor Dr #121, photo 1
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Overview

3 bd2 ba1,246 sqft1 car garageCondominium
TypeCondominium
HOA$832/mo
Built1995
Lot1,598 sqft
Living area1,246 sqft
Price / sqft$321
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanBalconyLightingSidewalkClubhouseCommunity MailboxDeed Restrictions

11170 W Cove Harbor Dr #121 is a 1995-built home in Pelican Cove 02 Condo, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,246 square feet of living space. Listed at $399,900 (about $321/sqft), 6 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $832 monthly.

From the listing

Waterfront Living with Your Own Boat Slip & Lift in Pelican Cove! Welcome to maintenance-free waterfront living in the beautiful community of Pelican Cove in Crystal River. This beautifully updated 3-bedroom, 2-bath upstairs condominium offers 1,246 square feet of living space (1,600 total square feet), a private one-car garage, and one of the most sought-after amenities for boating enthusiasts—your own deeded boat slip with a 10,000-pound lift. Best of all, this unit has never flooded. Step inside to discover a bright and airy interior featuring neutral colors, updated finishes, and an inviting open floor plan designed to maximize both comfort and the beautiful water views. The spacious living and dining areas flow seamlessly into the updated kitchen, creating the perfect space for entertaining or simply relaxing after a day on the water. Sliding glass doors lead to the screened balcony, where you can enjoy your morning coffee while overlooking the peaceful canal that leads directly to Crystal River and the Gulf of America. Whether you're heading out for a day of fishing, scalloping, boating, or simply cruising the waterways, your boat is just steps away. From your private lift, it's approximately a 20-minute boat ride to either the crystal-clear springs of Crystal River or the open waters of the Gulf, giving you the best of both freshwater and saltwater adventures. Pelican Cove offers a true resort-style lifestyle with a climate-controlled community pool, tennis and pickleball courts, a spacious clubhouse with a full kitchen and library, and a convenient fish-cleaning station for the day's catch. The monthly HOA provides exceptional value by covering exterior maintenance, roof replacement, exterior painting, grounds maintenance, irrigation, pest control, trash service, and even property, liability, and flood insurance, allowing you to enjoy worry-free ownership. The location couldn't be more convenient. You're just 2.5 miles from Historic Downtown Crystal River and Three Sisters Springs, where you can enjoy restaurants, boutique shopping, swimming with manatees, kayaking, paddleboarding, and year-round outdoor recreation. Hiking trails are less than a mile away, and the Suncoast Parkway is only about 10 minutes away, providing an easy commute to Tampa and surrounding areas. Whether you're searching for a full-time residence, a seasonal getaway, or the perfect waterfront retreat, this move-in-ready condo offers the ideal combination of boating, recreation, and carefree Florida living.

The essentials

Built
1995
Price / sqft
$321
On market
73 days
Annual tax
$3,974
HOA
$832/mo
Flood zone
AE
Lot
1,598 sqft
Type
Condominium

At a glance

Condo
Built 1995
Waterfront
Canal - Brackish
Community pool
Shared amenity
1 car garage
Private balcony
Outdoor space

Payment

Est. monthly payment
$3,449/mo
Down payment (20%)
$79,980
Property taxes
$331/mo
HOA
$832/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1995
Lot
1,598 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Brackish
Days on Market
73
Ceiling Fans(s)
Open Floorplan
Balcony
Lighting
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Pool
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$3,974
Parcel #
17E-18S-18-0020-00020-1210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pelican Cove 02 Condo
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
1,598 sqft
LandscapedPrivate
HOA
$832/mo
Robbie Anderson

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #OM729407
$399,900
$321/sqft

Neighborhood

11170 W Cove Harbor Dr #121
Crystal River, FL, 34428 · 34428 - Crystal River

Calculator

Est. monthly payment
$3,449/mo
Principal & interest$2,086
Property taxes$331
Insurance$200
HOA$832
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$321 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,246 sq ft

Time on market

73 days

Year built

1995

Monthly payment

About $3,449/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,974 annual tax bill, insurance, and the $832/mo HOA fee.

HOA fee

$832/mo

Managed by Robbie Anderson.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byHOMES TO RANCHES REALTY INCListing agent: Amy LordListing data from Stellar MLS, MLS# OM729407.

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