1020 SW 32nd Ln, photo 1
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Overview

3 bd3 ba2,739 sqft2 car garageSingle Family
TypeSingle Family
HOA$113/mo
Built1987
Lot13,504 sqft
Living area2,739 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsStone Counters

1020 SW 32nd Ln is a 1987-built home in Carriage Hill, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,739 square feet of living space. Listed at $494,500 (about $181/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $113 monthly.

From the listing

PRIME OCALA LOCATION, GATED COMMUNITY, EXPANSIVE POOL HOME, AND A $13,000 BUYER CONCESSION! Location, space, and valuable buyer savings come together in this beautifully maintained Carriage Hill residence. Ideally situated in Southeast Ocala, this gated-community home places hospitals, medical facilities, shopping, dining, schools, parks, and Historic Downtown Ocala just minutes away. Even better, the seller is offering a $13,000 concession toward the buyer’s closing costs or an interest-rate buy down, subject to lender approval. Offering approximately 2,739 square feet of single-story living space, this three-bedroom, two-and-a-half-bath home provides generous room for everyday comfort, entertaining, working from home, and welcoming guests. A gracious entry opens to spacious living areas featuring cathedral ceilings, abundant natural light, and inviting views of the pool. Multiple gathering spaces provide flexibility for formal entertaining, casual relaxation, or creating a dedicated office or hobby area. A fireplace adds warmth and character, while glass doors create a seamless connection between the interior living spaces and the covered lanai. The beautifully updated kitchen is designed for both convenience and entertaining. Features include a large center island with a cooktop and breakfast-bar seating, double ovens, a spacious pantry, abundant cabinetry, and generous counter space. A sunny breakfast nook overlooking the pool offers the perfect setting for morning coffee, casual meals, or conversation while preparing dinner. The spacious primary suite provides a comfortable private retreat with a soaking tub and a distinctive atrium area just beyond the primary bathroom, bringing natural light and an outdoor-inspired atmosphere into the space. Two additional generously sized bedrooms provide comfortable accommodations for household members, overnight guests, or a home office. Situated on approximately one-third of an acre, the home’s expansive outdoor living area is one of its most impressive features. The screened enclosure surrounds a large in-ground pool and broad paver deck, while the covered lanai provides ample room for outdoor dining, lounge seating, celebrations, and year-round entertaining. Privacy fencing and mature landscaping create a welcoming setting for quiet evenings and memorable poolside gatherings. Additional features include an insulated two-car garage with air ducts and a dedicated storage area for tools, seasonal items, and household supplies. A roof installed in 2024 adds significant value and provides an important recent improvement for the next owner. With its convenient Southeast Ocala location, spacious single-story floor plan, impressive, screened pool enclosure, gated-community setting, and $13,000 seller concession, this Carriage Hill home presents an exceptional opportunity. Apply the concession toward eligible closing costs or an interest-rate buy down and make this well-located pool home your own.

The essentials

Built
1987
Price / sqft
$181
On market
44 days
Annual tax
$3,269
HOA
$113/mo
Flood zone
X · Low risk
Lot
13,504 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Water views
Water
Private pool
Gunite
2 car garage
Driveway
0.31 acres
Lot size

Payment

Est. monthly payment
$3,212/mo
Down payment (20%)
$98,900
Property taxes
$272/mo
HOA
$113/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
13,504 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground, Lighting, Screen Enclosure
Days on Market
44
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Private Yard
Deed Restrictions
Gated Community - No Guard
Built-in Oven
Cooktop
Dishwasher
Disposal
Refrigerator
Water Softener
Elementary
Shady Hill Elementary School
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,269
Parcel #
3107-002-005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carriage Hill
County
Marion
MLS Area
34471 - Ocala
Lot Size
13,504 sqft
Landscaped
HOA
$113/mo
Triad Association Management

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #OM731296
$494,500
$181/sqft

Neighborhood

1020 SW 32nd Ln
Ocala, FL, 34471 · 34471 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $494,500
$490,000 – $494,500
98.9% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 34471 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 44.

Sample: 134 closed home sales in 34471 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,212/mo
Principal & interest$2,579
Property taxes$272
Insurance$247
HOA$113
Down payment20% · $98,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$494,500

$181 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,739 sq ft

Time on market

44 days

Year built

1987

Monthly payment

About $3,212/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,269 annual tax bill, insurance, and the $113/mo HOA fee.

HOA fee

$113/mo

Managed by Triad Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Cassandra GardnerListing data from Stellar MLS, MLS# OM731296.

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