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Overview

3 bd2 ba1,707 sqft2 car garageSingle Family
TypeSingle Family
HOA$219/yr
Built1995
Lot17,494 sqft
Living area1,707 sqft
Price / sqft$258
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboThermostatDog RunFire Pit

5358 Montserrat Dr is a 1995-built home in Island Walk East, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,707 square feet of living space. Listed at $439,900 (about $258/sqft), 153 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $219 annually.

From the listing

Price Reduction!!! Come live the Florida lifestyle in this gorgeous SOUTH LAKELAND POOL HOME! This beauty has the one thing everyone is looking for, LOCATION! This home has been lovingly maintained and has several nice upgrades with all new interior and exterior paint! The pool recently resurfaced, all new custom high end light fixtures, beautiful rolling shades, and fans, custom brick wall finishes, and newer stainless steel kitchen appliances. Additional upgrades include a new pool heater, updated bathrooms with granite on the vanity in the guest bath, and granite countertops Nice high ceilings throughout the home give an open and airy feel, while the split plan gives the master plenty of privacy. The master has its own sliding glass walkout to the pool and lanai area, home security system already installed and operating, as well as updated double vanities in the bathroom, an oversized tiled shower, and separate water closet. A centrally located kitchen allows the cook in the family to be a part of the action with open views to the family room and pool area for all of those barbecues and dinners. Relax by your very own wood burning fireplace that has been updated with gorgeous slate tile in your family room in the cool months with a crackling fire at your feet. The outdoor area is a tropical paradise in summer fully screened with lots of seating space as well as a separately fenced area for a dog run for pets. The patio area has powerful dual fan systems along with sound system ready for the next game or movie night. The pool is outfitted with a new heater so you can swim year round, and not to worry because it also has a removable safety fence. Sit with coffee in the morning or a glass of wine in the evening and enjoy your very own tropical koi pond with a serene water feature in your backyard oasis. Come see this stunner yourself today before you miss out on one of the loveliest homes in Lakeland!

The essentials

Built
1995
Price / sqft
$258
On market
153 days
Annual tax
$2,716
HOA
$219/yr
Flood zone
X · Low risk
Lot
17,494 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
Heated
2 car garage
0.40 acres
Lot size
1,707 sqft
Living area

Payment

Est. monthly payment
$2,758/mo
Down payment (20%)
$87,980
Property taxes
$226/mo
HOA
$219/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
17,494 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Deck, Gunite, Heated, In Ground, Lighting, Screen Enclosure
Days on Market
153
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Thermostat
Dog Run
Fire Pit
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Elementary
Highland Grove Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,716
Parcel #
24-29-10-280550-001010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Walk East
County
Polk
MLS Area
33812 - Lakeland
Lot Size
17,494 sqft
HOA
$219/yr
AIA Property Management / Shelby

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #P4938682
$439,900-2.2%
$258/sqft
-
Price change
Source: Stellar MLS #P4938682
$449,900-9.8%
$264/sqft
5/12/2026
Listed for sale
Source: Stellar MLS #P4938682
$498,900
$292/sqft

Neighborhood

5358 Montserrat Dr
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$437,500 – $439,900
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 70 home closings in 33812 landed at this number or higher (57%). The median one sat 31 days before it went under contract, and this one is on day 153 after a $59,000 cut.

Sample: 70 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,759/mo
Principal & interest$2,294
Property taxes$226
Insurance$220
HOA$18
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$258 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,707 sq ft

Time on market

153 days

Year built

1995

Monthly payment

About $2,758/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,716 annual tax bill, insurance, and the $219/yr HOA fee.

HOA fee

$219/yr

Managed by AIA Property Management / Shelby.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byHARPER REALTY FL, LLCListing agent: Jose RamirezListing data from Stellar MLS, MLS# P4938682.

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