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Overview

4 bd3 ba1,600 sqftSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,202 sqft
Living area1,600 sqft
Price / sqft$219

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TIMBERCREEK SUB
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

2305 Timbercreek Loop E is a 2026-built home in Timbercreek Sub, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,600 square feet of living space. Listed at $349,900 (about $219/sqft), 51 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Pre-Construction. To be built. Pre-Construction. 0% DOWN PAYMENT ELIGIBLE! NO HOA! BRAND NEW 2026 CONSTRUCTION scheduled for completion September 2026! This stunning 4-bedroom, 3-bathroom single-family home at 2305 Timbercreek Loop E, Lakeland offers over 1,600 square feet of living space with a modern, open floorplan designed for today’s lifestyle. Situated on a desirable west-facing corner lot spanning approximately 0.23 acres, this home offers added curb appeal, extra privacy, and plenty of outdoor space to enjoy. Built with quality wood-frame construction and connected to city water with a septic system, this home combines modern finishes with lasting value. Enjoy luxury vinyl flooring throughout and the convenience of a 2-car attached carport. All kitchen appliances are included, including the refrigerator, range, microwave, and dishwasher. No HOA means freedom to park your boat, RV, trailer, or work vehicles. Enjoy flexible short term and long term rental opportunities, and truly make the property your own. Ideally located in Lakeland's growing 33805 corridor with convenient access to I-4, Lakeland Square Mall, Lake Parker, shopping, dining, parks, and schools, offering easy commutes to both Tampa and Orlando. Rare opportunity to secure a brand-new home on a spacious corner lot at an affordable price before construction is complete. Seller financing, private financing, and 0% down payment eligible financing options available for qualified buyers. Do NOT wait, it will not last long!

The essentials

Built
2026
Price / sqft
$219
On market
51 days
Annual tax
$361
Flood zone
X · Low risk
Lot
10,202 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
10,202 sqft lot
Lot size
1,600 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,030/mo
Down payment (20%)
$69,980
Property taxes
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,202 sqft
Cooling
Central Air, Other
Heating
Central, Electric, Other
Parking
Driveway, Ground Level, Guest, Off Street, On Street, Open, Other
Days on Market
51
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Garden
Lighting
Private Entrance
Sliding Doors
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$361
Parcel #
24-28-02-164950-000400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Timbercreek Sub
County
Polk
MLS Area
33805 - Lakeland / Gibsonia
Lot Size
10,202 sqft
ClearedCity LimitsLandscapedNear Public TransitPaved

Price history

Date
Event
Price
8/21/2026
Listed for sale
Source: Stellar MLS #P4939634
$349,900
$219/sqft

Neighborhood

2305 Timbercreek Loop E
Lakeland, FL, 33805 · 33805 - Lakeland / Gibsonia

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 103 home closings in 33805 landed at this number or higher (64%). The median one sat 29 days before it went under contract, and this one is on day 51.

Sample: 103 closed home sales in 33805 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,030/mo
Principal & interest$1,825
Property taxes$30
Insurance$175
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$219 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,600 sq ft

Time on market

51 days

Year built

2026

Monthly payment

About $2,030/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $361 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHUT REALTY, LLCListing agent: Daniel HutListing data from Stellar MLS, MLS# P4939634.

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