8178 Little Gasparilla Is, photo 1
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Overview

3 bd2 ba1,564 sqftSingle Family
TypeSingle Family
HOANone listed
Built1991
Lot16,250 sqft
Living area1,564 sqft
Price / sqft$735

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanBalconyLightingRain Barrel/Cistern(s)

8178 Little Gasparilla Is is a 1991-built home in Seaboard, Placida. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,564 square feet of living space. Listed at $1,149,000 (about $735/sqft), 27 days on market. Flood zone AE/VE - confirm flood insurance requirements with your lender.

From the listing

BAYFRONT HOME WITH A PRIVATE DOCK! Enjoy island living on Little Gasparilla Island, a bridgeless barrier island accessible only by private boat or water taxi. This property includes three separate parcels totaling approximately .37 acres with 350 feet of depth and 50 feet of bay frontage, plus a private dock and beautiful views of the bay and Gulf. Inside, large windows bring natural light into the open floor plan, while the spacious kitchen features an extra-long island and ample storage. Tongue-and-groove wood ceilings add warmth to the main living area, and the home is being sold fully furnished. With 3 bedrooms, 2 bathrooms, and multiple screened, covered, and open-air living spaces, there are plenty of ways to enjoy the coastal surroundings and watch for dolphins, manatees, and passing boats. Additional features include a new metal roof, A/C replaced in 2021, outdoor shower, kayak/SUP storage, exterior elevator, and plenty of storage for beach and boating gear. Explore the island by golf cart, or enjoy easy access to more than 3 miles of uncrowded Gulf beaches just steps from the home. Whether used as a vacation retreat, rental investment, or full-time residence, this property offers a unique opportunity to experience the relaxed island lifestyle of Little Gasparilla Island.

The essentials

Built
1991
Price / sqft
$735
On market
27 days
Annual tax
$6,942
Flood zone
AE/VE
Lot
16,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Waterfront
Bay/Harbor
0.37 acres
Lot size
1,564 sqft
Living area

Payment

Est. monthly payment
$7,145/mo
Down payment (20%)
$229,800
Property taxes
$579/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
16,250 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Bay/Harbor, Intracoastal Waterway
Days on Market
27
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Balcony
Lighting
Rain Barrel/Cistern(s)
Rain Gutters
Storage
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone AE/VE
Annual Tax (2025)
$6,942
Parcel #
422016429006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seaboard
County
Charlotte
MLS Area
33946 - Placida
Lot Size
16,250 sqft
FloodZoneIn CountyOversized LotPrivateStreet Dead-EndUnpaved

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #P4939883
$1,149,000
$735/sqft

Neighborhood

8178 Little Gasparilla Is
Placida, FL, 33946 · 33946 - Placida

Market insights

Offer Insights

Choose an offer strength

List price: $1,149,000
$1.07M – $1.15M
93.1% – 100% of listTops out right at the list price
80% of listList price
80 of the last 158 home closings in 33946 landed at this number or higher (51%). The median one sat 81 days before it went under contract, and this one is on day 27.

Sample: 158 closed home sales in 33946 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,145/mo
Principal & interest$5,992
Property taxes$579
Insurance$575
Down payment20% · $229,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,149,000

$735 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,564 sq ft

Time on market

27 days

Year built

1991

Monthly payment

About $7,145/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,942 annual tax bill, insurance.

Flood zone

Zone AE/VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Erin FloydListing data from Stellar MLS, MLS# P4939883.

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