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Overview

3 bd3 ba2,502 sqftSingle Family
TypeSingle Family
HOANone listed
Built1991
Lot118,919 sqft
Living area2,502 sqft
Price / sqft$320

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostat

3050 S Indiana Ave is a 1991-built home in S L & I C, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,502 square feet of living space. Listed at $799,900 (about $320/sqft), 121 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Highly Desirable Equestrian Estate Style Home Located in the Heart of Saint Cloud, Florida! No HOA! Nestled on a Secluded +/- 2.7 Acres, this Custom Built, Lovingly Maintained and Cared-For, One Owner Home, Offers Southern Living at its Best, with an Unparalleled Blend of Country Tranquility and Urban Convenience. Located in Close Proximity to Essential Services and Desirable Amenities, yet Perfectly Placed in a Rural Setting of Mature Mixed Hardwood Trees and Meticulously Selected Landscaping with Extensive Floral Accents. Offered for the First Time, this Outstanding Estate Property Features a Thoughtfully Designed 3 Bedroom, 2.5 Bath, Open Floor Plan, with Oversized Rooms, both Vaulted and Cathedral Ceilings, Large Office or Additional Room, Ceiling Fans Throughout, and a Wood Burning Fireplace, all Harmoniously Balanced for Comfort, Functionality, and Flexibility. Expansive Outdoor Spaces including Porches, Patios, Firepit, and Flower Gardens, all where Nature’s Wonder and the Early Morning or Evening Breezes can be Enjoyed, and Memories can be made. Complete with a Detached Workshop or Office Space and Covered Parking, Abundant Additional Uncovered Parking, a Second Private and Gated Access to the Property, and Farm Style Corral with Covered Barn for Pets, Livestock, and Horses. A Unique Opportunity to make this Rural Retreat your Own! Relax and Enjoy this Exceptional Acreage from the Porch of your Custom Built Home!

The essentials

Built
1991
Price / sqft
$320
On market
121 days
Annual tax
$2,898
Flood zone
X* · Low risk
Lot
118,919 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Private pool
Above Ground
2.73 acres
Lot size
2,502 sqft
Living area

Payment

Est. monthly payment
$4,813/mo
Down payment (20%)
$159,980
Property taxes
$241/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
118,919 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Off Street, Open, Parking Pad
Pool
Above Ground, Deck, Vinyl
Days on Market
121
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
French Doors
Garden
Outdoor Shower
Rain Gutters
Storage
Horses Allowed
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Elementary
Michigan Avenue Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$2,898
Parcel #
14-26-30-4950-0001-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
118,919 sqft
FarmCity LimitsLandscapedLevelNear Golf CourseOversized LotPasturePrivateStreet Dead-EndPavedZoned for Horses

Price history

Date
Event
Price
6/12/2026
Listed for sale
Source: Stellar MLS #R4911398
$799,900
$320/sqft

Neighborhood

3050 S Indiana Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $799,900
$795,000 – $799,900
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 155 home closings in 34769 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 121.

Sample: 155 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,813/mo
Principal & interest$4,172
Property taxes$241
Insurance$400
Down payment20% · $159,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$799,900

$320 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,502 sq ft

Time on market

121 days

Year built

1991

Monthly payment

About $4,813/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,898 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMONUMENT RESOURCE PARTNERS LLCListing agent: Lee BeekmanListing data from Stellar MLS, MLS# R4911398.

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