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Overview

3 bd2 ba1,600 sqft2 car garageSingle Family
TypeSingle Family
HOA$812/yr
Built2016
Lot8,455 sqft
Living area1,600 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsSliding DoorsDeed RestrictionsGated Community - No GuardSidewalksDishwasherMicrowaveRange

561 Lake Cummings Way is a 2016-built home in Lake Cummings Estates, Lake Alfred. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,600 square feet of living space. Listed at $269,999 (about $169/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $812 annually.

From the listing

Welcome home to 561 Lake Cummings Way Lake Alfred, FL Built in 2016, this well-maintained home delivers modern construction, functional design, in one of Polk County’s growing residential communities. Inside, the open-concept layout does exactly what buyers want kitchen, dining, and living flow together naturally, whether you’re hosting or just winding down. The primary suite is private, the bedroom sizes are comfortable, and there’s flexibility for a home office or guest setup. Natural light throughout makes the whole home feel bigger than it is. But the real story here is where this home sits. LEGOLAND Florida is about 11 miles away, and Walt Disney World is roughly 29 miles out close enough to enjoy, far enough to avoid the tourist congestion. Winter Haven, Lakeland, and Orlando are all within easy reach , giving you access to major employment, shopping, and entertainment without paying their price tags. Right at your doorstep, Mackay Gardens and Lakeside Preserve offers nature trails, a canoe launch, and a lakeside park , while Lion’s Park gives you access to freshwater fishing and the waters of Lake Alfred itself . The Chain of Lakes Trail is about a mile away, connecting Lake Rochelle and Highway 92 for a scenic 3.2-mile walk or ride . On the commercial side, the US-27 and Highway 92 corridor is actively expanding new retail including a Target and surrounding shopping centers are bringing everyday convenience and long-term value growth directly to this area. Whether you’re buying to live here or investing in a market that’s still ahead of its growth curve, this one checks the boxes. Modern build, strong location, real lifestyle amenities nearby. Schedule your private showing today.

The essentials

Built
2016
Price / sqft
$169
On market
178 days
Annual tax
$1,772
HOA
$812/yr
Flood zone
X · Low risk
Lot
8,455 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
2 car garage
8,455 sqft lot
Lot size
1,600 sqft
Living area

Payment

Est. monthly payment
$1,759/mo
Down payment (20%)
$54,000
Property taxes
$148/mo
HOA
$812/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
8,455 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
178
High Ceilings
Sliding Doors
Deed Restrictions
Gated Community - No Guard
Sidewalks
Dishwasher
Microwave
Range
Washer
Elementary
Lake Alfred Elem
Middle
Lake Alfred-Addair Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,772
Parcel #
26-27-31-497501-000040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Cummings Estates
County
Polk
MLS Area
33850 - Lake Alfred
Lot Size
8,455 sqft
HOA
$812/yr
Don Asher

Price history

Date
Event
Price
4/17/2026
Listed for sale
Source: Stellar MLS #S5147868
$269,999
$169/sqft

Neighborhood

561 Lake Cummings Way
Lake Alfred, FL, 33850 · 33850 - Lake Alfred

Market insights

Offer Insights

Choose an offer strength

List price: $269,999
$267,500 – $269,999
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 100 home closings in 33850 landed at this number or higher (59%). The median one sat 59 days before it went under contract, and this one is on day 178.

Sample: 100 closed home sales in 33850 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,759/mo
Principal & interest$1,408
Property taxes$148
Insurance$135
HOA$68
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,999

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,600 sq ft

Time on market

178 days

Year built

2016

Monthly payment

About $1,759/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,772 annual tax bill, insurance, and the $812/yr HOA fee.

HOA fee

$812/yr

Managed by Don Asher.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Jason PrietoListing data from Stellar MLS, MLS# S5147868.

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