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Overview

4 bd3 ba2,405 sqft2 car garageSingle Family
TypeSingle Family
HOA$825/yr
Built2023
Lot4,792 sqft
Living area2,405 sqft
Price / sqft$166
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimarybedroom UpstairsThermostatWalk-in Closet(s)Rain GuttersDeed Restrictions

3795 Sagefield Dr is a 2023-built home in Harmony Central Ph 1, Harmony. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,405 square feet of living space. Listed at $398,980 (about $166/sqft), 107 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $825 annually.

From the listing

Welcome to this beautifully maintained corner-lot home in the sought-after Harmony Central community, where you'll enjoy no CDD fees and a lifestyle centered around comfort and convenience. This two-story residence features a bright, open-concept layout that's ideal for both everyday living and entertaining. The spacious kitchen is equipped with granite countertops, a center island, upgraded Samsung appliances, abundant cabinetry, and includes a stackable washer and dryer. Upstairs, you'll find all of the bedrooms along with a generous loft that offers flexible space for a media room, home office, or play area. The primary suite provides a relaxing retreat with a walk-in closet and an en-suite bath featuring dual vanities, a soaking tub, and a separate walk-in shower. Laminate flooring runs throughout the main level, while the bedrooms are comfortably carpeted and ceramic tile finishes the wet areas. Decorative accent walls throughout the home add warmth and character. Step outside to a screened-in patio overlooking a fully fenced backyard—perfect for relaxing, entertaining, or giving pets and family plenty of room to enjoy. Additional upgrades include gutters and a storage shed for extra convenience. As a resident of Harmony Central, you'll have access to exceptional community amenities including scenic walking and biking trails, parks, playgrounds, recreational facilities, community events, and the renowned Harmony Golf Preserve. Conveniently located near top-rated schools, shopping, dining, and major roadways, this move-in-ready home offers the perfect blend of modern upgrades, functional living space, and an outstanding community lifestyle.

The essentials

Built
2023
Price / sqft
$166
On market
107 days
Annual tax
$4,767
HOA
$825/yr
Flood zone
X500 · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
Driveway
4,792 sqft lot
Lot size
2,405 sqft
Living area

Payment

Est. monthly payment
$2,746/mo
Down payment (20%)
$79,796
Property taxes
$397/mo
HOA
$825/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,792 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
107
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Rain Gutters
Deed Restrictions
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Four Corner Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$4,767
Parcel #
32-26-32-3596-000H-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony Central Ph 1
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,792 sqft
Corner LotIn CountyLandscapedSidewalkPaved
HOA
$825/yr
Beth Connor

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #S5152504
$398,980+0.4%
$166/sqft
-
Price change
Source: Stellar MLS #S5152504
$397,500-4.2%
$165/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #S5152504
$415,000
$173/sqft

Neighborhood

3795 Sagefield Dr
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $398,980
$397,500 – $398,980
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 107 after a $16,020 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,746/mo
Principal & interest$2,081
Property taxes$397
Insurance$199
HOA$69
Down payment20% · $79,796
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$398,980

$166 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,405 sq ft

Time on market

107 days

Year built

2023

Monthly payment

About $2,746/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,767 annual tax bill, insurance, and the $825/yr HOA fee.

HOA fee

$825/yr

Managed by Beth Connor.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySHELDON PROFESSIONALS INCListing agent: Ken SheldonListing data from Stellar MLS, MLS# S5152504.

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