Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SEASONS AT SCENIC TERRACE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$49/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
6398 Clover St is a 2026-built home in Seasons At Scenic Terrace, Lake Hamilton. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,920 square feet of living space. Listed at $349,999 (about $182/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $148 quarterly.
This charming home is assured to to catch your eye as you take notice of the upgraded elevation and enter its 8' exterior doorway. 7"x22" Wood PlankTile flooring graces the wet areas, main walkway, dining, kitchen, and great room. Ultra modern stainless steel GE appliances, white quartz countertops, undermount single stainless steel sink and white 42" cabinets highlight a lavish kitchen, with Chrome fixtures. Experience Florida living at its finest with a large covered lanai. An extra separate In-law Suite/Teen area. A large master bedroom with beautiful 8' door leading into en suite bathroom boasts a sleek, smooth-white shower enclosure and double vanity. A must have list of elegant upgrades you're sure to fall in love with. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 54 closed home sales in 33851 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$349,999
$182 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,920 sq ft
Time on market
88 days
Year built
2026
Monthly payment
About $2,501/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $148/qtr HOA fee.
HOA fee
$148/qtr
Managed by Richmond HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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