Active

604 Sarner Pass Way, Winter Haven, FL, 33881

$169/sqft·Lake Lucerne Ph 5

4 bd2 ba2,004 sqft2 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# S5157377

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,443/mo
Down payment (20%)
$67,600
Property taxes
$417/mo
HOA
$94/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
7,392 sqft lot
Lot size
2,004 sqft
Living area

About this home

ThermostatCourtyardClubhouseParkPlaygroundPoolSidewalksDishwasher

604 Sarner Pass Way is a 2022-built home in Lake Lucerne Ph 5, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,004 square feet of living space. Listed at $338,000 (about $169/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $94 monthly.

From the listing

A fantastic opportunity for investors or future homeowners! This beautiful corner-lot home features 4 bedrooms and 2 bathrooms, offering comfort, space, and excellent income potential. It boasts a beautiful, spacious kitchen. The open-concept layout seamlessly connects the living and dining areas, creating the ideal space for entertaining guests or enjoying everyday family life. Sliding glass doors open onto a large backyard—perfect for outdoor activities, gatherings, or simply relaxing. Additional features include a two-car garage, a fully equipped laundry room, and a well-designed floor plan that prioritizes functionality and comfort. Located in the desirable Lake Lucerne community, residents enjoy excellent amenities such as a clubhouse, swimming pools, a playground, and walking paths. The home is close to shops, restaurants, and major roads—including easy access to US-27—making for a convenient commute to Winter Haven, Davenport, and Orlando attractions. Don't miss out on this incredible opportunity!

The essentials

Built
2022
Price / sqft
$169
On market
3 days
Annual tax
$4,998
HOA
$94/mo
Flood zone
X · Low risk
Lot
7,392 sqft
Type
Single Family Residence

Location

604 Sarner Pass Way
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Single Family Residence
Year Built
2022
Lot
7,392 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
3
Thermostat
Courtyard
Clubhouse
Park
Playground
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X

Annual Tax (2025)

$4,998

Parcel #

26-28-02-522104-000380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake Lucerne Ph 5

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

7,392 sqft

HOA
$94/mo
NPG Financial Services Inc.
Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #S5157377
$338,000
$169/sqft
Est. monthly payment$2,442/mo
Principal & interest$1,763
Property taxes$417
Insurance$169
HOA$94
Down payment20% · $67,600
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $338,000
$337,500 – $338,000
99.5% – 100% of listTops out right at the list price
80% of listList price
132 of the last 209 home closings in 33881 landed at this number or higher (63%). The median one sat 44 days before it went under contract, and this one is on day 3.

Sample: 209 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.