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Overview

3 bd2 ba1,380 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot9,757 sqft
Living area1,380 sqft
Price / sqft$307
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboThermostatCooktopDishwasherElectric Water HeaterFreezerIce Maker

6360 Jess CT is a 1986-built home in New Eden On The Lakes Units 11 & 14 Rep, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,380 square feet of living space. Listed at $423,000 (about $307/sqft), 27 days on market. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

COMPLETELY REMODELED CANAL-FRONT HOME WITH ACCESS TO THE ALLIGATOR CHAIN OF LAKES! Welcome to 6360 Jess Ct, St. Cloud, FL 34771 — where peaceful Florida living, waterfront access, and a beautifully remodeled interior come together in one unique property. Tucked away on a quiet street in a peaceful, established area, this 3-bedroom, 2-bath home offers canal frontage with water access to the Alligator Chain of Lakes. Launch the boat, spend the day fishing or exploring the lakes, and return home to your own waterfront setting. Step inside and you'll immediately notice the transformation. The interior has been extensively remodeled from top to bottom, giving the home a fresh, contemporary feel without sacrificing the character of its established surroundings. Updates include a brand-new kitchen, new appliances, remodeled bathrooms, new flooring throughout, updated lighting and fixtures, fresh interior finishes, and a NEW A/C system. The redesigned kitchen is the centerpiece of the home, featuring new white cabinetry, generous counter space, a center island, new appliances, recessed lighting, and pendant lighting. Its open connection to the main living area creates a bright, functional space that's equally suited for everyday living or entertaining family and friends. Both bathrooms have been completely updated with modern tile, new vanities, new fixtures, and contemporary finishes. The bedrooms offer plenty of natural light, while the neutral colors and new flooring throughout provide a clean, move-in-ready interior. Step outside and you'll find one of the property's biggest attractions. The screened rear porch overlooks the backyard, mature trees, and canal, creating a relaxing place to enjoy your morning coffee or unwind at the end of the day. Beyond the backyard is your connection to the water. With canal access to the Alligator Chain of Lakes, this property offers a Florida lifestyle that's increasingly difficult to find — especially combined with a completely remodeled home. The property also features a large attached garage, expansive driveway, mature oak trees, established landscaping, and plenty of outdoor space. And while the setting feels tucked away from the congestion of town, you're still conveniently located near the growing Narcoossee and Nova Road corridor, with the new Nova Lakes High School nearby. Whether you're relaxing beneath the mature oaks, enjoying the screened porch, fishing from your backyard, or heading out by boat to explore the Alligator Chain of Lakes, 6360 Jess Ct offers a combination of waterfront living, privacy, and modern updates that's difficult to find. Beautifully remodeled. New A/C. Waterfront. Lake access. Quiet setting. Move-in ready. Schedule your private showing today!

The essentials

Built
1986
Price / sqft
$307
On market
27 days
Annual tax
$1,978
Flood zone
AE*
Lot
9,757 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Canal - Freshwater
2 car garage
9,757 sqft lot
Lot size
1,380 sqft
Living area

Payment

Est. monthly payment
$2,582/mo
Down payment (20%)
$84,600
Property taxes
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
9,757 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Freshwater, Lake Privileges
Days on Market
27
Ceiling Fans(s)
Kitchen/Family Room Combo
Thermostat
Cooktop
Dishwasher
Electric Water Heater
Freezer
Ice Maker
Microwave
Refrigerator
Homestead exemption on file Flood Zone AE*
Annual Tax (2025)
$1,978
Parcel #
26-25-31-4370-0001-0520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
New Eden On The Lakes Units 11 & 14 Rep
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
9,757 sqft

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #S5157521
$423,000
$307/sqft

Neighborhood

6360 Jess CT
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $423,000
$420,000 – $423,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 27.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,582/mo
Principal & interest$2,206
Property taxes$165
Insurance$212
Down payment20% · $84,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$423,000

$307 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,380 sq ft

Time on market

27 days

Year built

1986

Monthly payment

About $2,582/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,978 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byM & N HOLLOWAYListing agent: Frank HollowayListing data from Stellar MLS, MLS# S5157521.

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