1810 4th St E, photo 1
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Overview

3 bd4 ba3,008 sqft2 car garageSingle Family
TypeSingle Family
HOA$393/qtr
Built2024
Lot11,388 sqft
Living area3,008 sqft
Price / sqft$457
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

1810 4th St E is a 2024-built home in Sanctuary Cove, Palmetto. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,008 square feet of living space. Listed at $1,375,000 (about $457/sqft), 340 days on market. Flood zone X/AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $393 quarterly.

From the listing

Welcome to WaterSide at Sanctuary Cove. This Brilliant new WATERFRONT subdivision is located in the charming community of Palmetto. Surrounded by natural preserves and the waterways of Terra Ceia Bay, the Manatee River and the Gulf of Mexico, this jewel also includes a sweet Historic Downtown shopping and dining district and access to major thoroughfares leading to St. Petersburg, Bradenton, Sarasota and Tampa. This New Construction Energy Star home has Three Bedroom Suites, an office AND a Media Room. The open concept floorplan combines the large living area with gas fireplace, a gourmet kitchen with breakfast bar and an elegant dining room – all overlooking the peaceful waters of the marina basin. The waterfront Primary Suite has an ensuite bath with two vanities, private water closet, a stunning walk-in shower and a huge custom closet. Each of the guest suites have ensuite baths and custom closets. The kitchen has gorgeous café appliances; natural gas range, island sink and dishwasher, refrigerator, a built-in under-counter microwave and wine chiller. The powder bath and a large laundry room are on either side of the kitchen. Florida living is all about the outdoor space. This home has a covered lanai with al fresco kitchen making entertaining a dream. The gated community of Sanctuary Cove includes a Private Beach and Barbecue area along the River, Waterfront Pool and Clubhouse with fitness center, game room and gathering rooms. The channel lock from the marina to the river keeps the water level in the cove consistent, while allowing vessels access to the Manatee River and the Gulf. Plans available for Private Pool and Dock.

The essentials

Built
2024
Price / sqft
$457
On market
340 days
Annual tax
$16,848
HOA
$393/qtr
Flood zone
X/AE · Low risk
Lot
11,388 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Waterfront
Marina in Community
Community pool
Fitness center too
2 car garage
Driveway
0.26 acres
Lot size

Payment

Est. monthly payment
$9,394/mo
Down payment (20%)
$275,000
Property taxes
$1,404/mo
HOA
$393/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
11,388 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Ground Level
Waterfront
Marina in Community
Days on Market
340
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Outdoor Kitchen
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Street Lights
Bar Fridge
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Wine Refrigerator
Elementary
James Tillman Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X/AE
Annual Tax (2025)
$16,848
Parcel #
1015740009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sanctuary Cove
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
11,388 sqft
Cul-De-SacFloodZoneCity LimitsLandscapedLevelNear MarinaSidewalkStreet Dead-EndPaved
HOA
$393/qtr
Sanctuary Cove

Price history

Date
Event
Price
5/11/2026
Price change
Source: Stellar MLS #TB8444481
$1,375,000-1.4%
$457/sqft
-
Price change
Source: Stellar MLS #TB8444481
$1,395,000-3.4%
$464/sqft
11/4/2025
Listed for sale
Source: Stellar MLS #TB8444481
$1,444,000
$480/sqft

Neighborhood

1810 4th St E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $1,375,000
$1.36M – $1.38M
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 340 after a $69,000 cut.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,394/mo
Principal & interest$7,171
Property taxes$1,404
Insurance$688
HOA$131
Down payment20% · $275,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,375,000

$457 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,008 sq ft

Time on market

340 days

Year built

2024

Monthly payment

About $9,394/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,848 annual tax bill, insurance, and the $393/qtr HOA fee.

HOA fee

$393/qtr

Managed by Sanctuary Cove.

Flood zone

Zone X/AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Tia HockensmithListing data from Stellar MLS, MLS# TB8444481.

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