4518 Lake Fox Dr, photo 1
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Overview

4 bd3 ba2,293 sqft2 car garageSingle Family
TypeSingle Family
HOA$64/mo
Built2026
Lot7,680 sqft
Living area2,293 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Friday, Oct 16 · 12:00 PM to 6:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
FOX BRANCH RANCH
Type
Single Family Residence

True monthly carry

HOA
~$64/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenIN Wall Pest SystemKitchen/Family Room ComboPrimary Bedroom Main FloorSmart HomeSolid Surface CountersThermostatWalk-in Closet(s)

4518 Lake Fox Dr is a 2026-built home in Fox Branch Ranch, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,293 square feet of living space. Listed at $419,400 (about $183/sqft), 141 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.

From the listing

Under Construction. New Construction Home by M/I Homes in Fox Branch Ranch. Popular Maui floorplan, elevation B. This new construction home at 4518 Lake Fox Drive offers 2,293 square feet of thoughtfully designed living space. Built by M/I Homes, this 4-bedroom, 3-bathroom home features an open-concept living area perfect for daily life and entertaining. Key Features: Spacious Layout: 4 bedrooms and 3 bathrooms across 2,293 square feet, Owner's Bedroom: Conveniently located on the main floor, Open-Concept Design: Seamless flow between living areas, New Construction: Move-in ready with no prior ownership, Quality Builder: Constructed by respected M/I Homes. The home's floorplan maximizes both functionality and comfort, with the owner's bedroom positioned on the main level for convenience. The open-concept living space creates an inviting atmosphere that connects the kitchen, dining, and family areas. Located in a desirable neighborhood, this home provides easy access to local parks and recreational opportunities. The area offers a well-established community feel with quality design standards throughout the development. Built with attention to detail, this home represents excellent value for buyers seeking new construction in Lakeland. The 4-bedroom configuration provides flexibility for growing families, home offices, or guest accommodations. Each of the 3 bathrooms has been designed with practicality and style in mind. *Photos shown are for representation purposes only and may not depict the actual home.

The essentials

Built
2026
Price / sqft
$183
On market
141 days
Annual tax
$2,686
HOA
$64/mo
Flood zone
X · Low risk
Lot
7,680 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Trees/Woods
Community pool
Shared amenity
2 car garage
Driveway
7,680 sqft lot
Lot size

Payment

Est. monthly payment
$2,685/mo
Down payment (20%)
$83,880
Property taxes
$224/mo
HOA
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,680 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
141
Eat-in Kitchen
IN Wall Pest System
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Sprinkler Metered
Community Mailbox
Deed Restrictions
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Elementary
Socrum Elem
Middle
Kathleen Middle
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$2,686
Parcel #
23-27-08-000779-001240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fox Branch Ranch
County
Polk
MLS Area
33810 - Lakeland
Lot Size
7,680 sqft
LandscapedOversized LotSidewalkPaved
HOA
$64/mo
Joey Arroyo

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8513074
$419,400-2.3%
$183/sqft
-
Price change
Source: Stellar MLS #TB8513074
$429,400-7.7%
$187/sqft
5/28/2026
Listed for sale
Source: Stellar MLS #TB8513074
$465,400
$203/sqft

Neighborhood

4518 Lake Fox Dr
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $419,400
$417,500 – $419,400
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 315 home closings in 33810 landed at this number or higher (62%). The median one sat 25 days before it went under contract, and this one is on day 141 after a $46,000 cut.

Sample: 315 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,685/mo
Principal & interest$2,187
Property taxes$224
Insurance$210
HOA$64
Down payment20% · $83,880
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,400

$183 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,293 sq ft

Time on market

141 days

Year built

2026

Monthly payment

About $2,685/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,686 annual tax bill, insurance, and the $64/mo HOA fee.

HOA fee

$64/mo

Managed by Joey Arroyo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byM/I HOMESListing agent: Marshall GrayListing data from Stellar MLS, MLS# TB8513074.

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