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About this home
21629 Silver Bay Pl is a 2004-built home in Silver Lakes, Land O Lakes. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,120 square feet of living space. Listed at $599,900 (about $283/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $640 semi-annually.
Virtually Staged..... PRICE REDUCTION!!!! Lakeside Paradise in Silver Lakes Welcome Home! Nestled on a quiet cul-de-sac in the highly coveted, private enclave of Silver Lakes, this 3-bedroom, 2-bath, plus office, 2,120 sq. ft. residence offers your own personal piece of paradise on a pristine, spring-fed lake. With only 36 homes in the entire community, you'll enjoy unmatched privacy, incredibly low HOA fees, and absolutely no CDD fees. The Lakeside Lifestyle Step out to your private patio and dock to nature-watch, fish, or launch a canoe into the tranquil waters. The backyard serves as a peaceful, maturely landscaped getaway, complete with ambient uplighting and an extended lanai with elegant paver stones. Residents also enjoy boat ramp access to the beautiful, 26-acre Curve Lake, as well as a short .57-mile bike or walking path to the nearby Caliente Resort. Premium Interior & Structural Upgrades Inside, an effortless open-concept floor plan connects to a bright kitchen—featuring custom glass panel windows—directly to the main living area. The thoughtful split-bedroom floor plan ensures ultimate privacy for the primary suite. This home has been meticulously updated with high-end features and crucial mechanical lifespans already taken care of: The Ultimate Home Office: Custom built-in shelving, bookcases, integrated filing cabinets, and an entertainment center equipped with surround sound and an amplifier. Elegant Touches: A stunning, genuine crystal chandelier imported from Sweden accents the home, while the primary shower boasts a luxurious heated towel rack and jacuzzi tub. Modern Flooring: Brand new laminate wood flooring runs through all three bedrooms. Big-Ticket Reliability: A brand-new HVAC system (2025), new water heater (2025), and a solid 2019 roof mean absolute peace of mind for years to come. Note to Buyers: Please verify all room measurements and specific HOA rules/regulations via Public Records.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$599,900
$283 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,120 sq ft
Time on market
119 days
Year built
2004
Monthly payment
About $3,746/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,163 annual tax bill, insurance, and the $640/yr HOA fee.
HOA fee
$640/yr
Managed by Angela Hester.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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