18703.5 Lakeshore Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot16,000 sqft

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About this home

18703.5 Lakeshore Dr is a home in Lake Keen Sub Unit, Lutz. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LAKE KEEN LAKEFRONT LOT — 90 ft of beautiful waterfront! Your own slice of lake life! Whether you want to ski, fish, or just chill and take in the view, this spot has you covered. It’s literally the last vacant lot on Lakeshore Drive, so you can design the lake home you’ve been dreaming about right here in Lutz. You’re close to shopping and everything you need, but the lot itself feels tucked away and peaceful at the back of the neighborhood. Perfect for hosting, because once your friends see the lake, they’ll never want to leave. Every day feels like a quiet, serene escape from the chaos. No CDD, no HOA, and yes — the lot can be financed. You’re on a 30-acre ski lake with no flood insurance required. Keene Lake is all about fun on the water, and you can launch right from your backyard. Largemouth bass? They’re basically waiting for you. Great location too — close to USF, hospitals, and about 25 minutes to Tampa International Airport. Less than 45 minutes to Beautiful Beaches!!!

The essentials

On market
87 days
Annual tax
$1,879
Flood zone
X · Low risk
Lot
16,000 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
0.48 acres
Lot size

Payment

Est. monthly payment
$2,215/mo
Down payment (20%)
$72,000
Property taxes
$157/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
16,000 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
87
Flood Zone x
Annual Tax (2025)
$1,879
Parcel #
U-07-27-19-19S-000000-00001.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Keen Sub Unit
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
16,000 sqft

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #TB8530522
$360,000-1.4%
7/18/2026
Listed for sale
Source: Stellar MLS #TB8530522
$365,000

Neighborhood

18703.5 Lakeshore Dr
Lutz, FL, 33549 · 33549 - Lutz

Calculator

Est. monthly payment
$2,214/mo
Principal & interest$1,878
Property taxes$157
Insurance$180
Down payment20% · $72,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$360,000

Time on market

87 days

Monthly payment

About $2,215/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,879 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byFLORIDA EXECUTIVE REALTYListing agent: Anne HartListing data from Stellar MLS, MLS# TB8530522.

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