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Overview

3 bd2 ba1,640 sqftSingle Family
TypeSingle Family
HOANone listed
Built1959
Lot10,271 sqft
Living area1,640 sqft
Price / sqft$365

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone Counters

2050 W Bay Dr is a 1959-built home in Belleair Manor Unit 1 & 2, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,640 square feet of living space. Listed at $599,000 (about $365/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to the iconic Mermaid House, one of the area’s most recognizable properties, where charm, versatility, and opportunity come together. Whether you’re searching for a turnkey short-term rental, a beautifully renovated full-time residence, a memorable vacation retreat, or a property with commercial zoning that opens the door to endless possibilities, this one-of-a-kind home is ready to impress. Step inside to a bright, coastal-inspired interior where gorgeous tile flooring flows throughout an open-concept floor plan designed for effortless living and entertaining. The spacious dine-in kitchen is the heart of the home, featuring a large center island with abundant seating, beautiful countertops, ample cabinetry, and seamless flow into the inviting family room with a cozy linear fireplace. Thoughtfully updated bathrooms feature custom tilework and a fun, coastal-inspired flair that perfectly complements the home’s unique personality, while the generously sized bedrooms are filled with natural light and offer plentiful closet space. Outside, the private, paved backyard provides a low-maintenance outdoor retreat with plenty of room for dining, entertaining, or simply relaxing beneath the shade. Ideally located just minutes from shopping, restaurants, airports, and Florida’s world-famous Gulf beaches, this exceptional property offers an unbeatable combination of lifestyle, investment potential, and flexibility, whether you envision it as a thriving vacation rental, distinctive commercial space, or your own coastal escape.

The essentials

Built
1959
Price / sqft
$365
On market
72 days
Annual tax
$7,677
Flood zone
X · Low risk
Lot
10,271 sqft
Type
Single Family Residence

At a glance

Single family
Built 1959
10,271 sqft lot
Lot size
1,640 sqft
Living area

Payment

Est. monthly payment
$4,063/mo
Down payment (20%)
$119,800
Property taxes
$640/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1959
Lot
10,271 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Guest
Days on Market
72
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Lighting
Private Yard
Sidewalk
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Washer
Elementary
Mildred Helms Elementary-PN
Middle
Largo Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,677
Parcel #
33-29-15-07002-000-1680

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Belleair Manor Unit 1 & 2
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
10,271 sqft
Corner LotCity LimitsLandscapedNear Public TransitSidewalk

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #TB8534453
$599,000
$365/sqft

Neighborhood

2050 W Bay Dr
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$595,000 – $599,000
99.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 72.

Sample: 148 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,063/mo
Principal & interest$3,124
Property taxes$640
Insurance$300
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$365 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,640 sq ft

Time on market

72 days

Year built

1959

Monthly payment

About $4,063/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,677 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Martha ThornListing data from Stellar MLS, MLS# TB8534453.

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