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About this home
981 Stephen Foster Dr is a 1962-built home in Suburban Estates 4th Add, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,753 square feet of living space. Listed at $474,900 (about $271/sqft), 53 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Seller is offering a $5000 credit to the buyer to assist with closing costs or to go towards updates in the home! Welcome to this well-maintained, original owner true 3-bedroom, 2-bathroom home featuring a desirable split-bedroom floor plan with many recent updates completed. You will appreciate the NEW AIR CONDITIONER installed in 2024, EXTERIOR PAINT COMPLETED in 2026, A NEW ROOF installed in 2025, and a NEW GARAGE DOOR providing peace of mind and excellent curb appeal. The oversized 2-car garage offers plenty of room for vehicles, storage, bikes, beach gear and more. Inside, the thoughtfully designed floor plan offers plenty of space for both everyday living and entertainment. The inviting living room provides a comfortable gathering space and flows naturally toward the separate dining area. The kitchen features an eat-in area, offering the perfect spot for casual meals, morning coffee or everyday dining. Just beyond the dining room is the spacious family room, where a beautiful wood-burning fireplace creates a warm and inviting focal point for relaxing evenings, entertaining guests or cozy nights at home. The split-bedroom layout provides for privacy and flexibility, with the primary suite positioned separately from the additional bedrooms. Two full bathrooms add convenience for both residents and visitors. Additional features include a VINYL FENCING, an OVER-SIZED 2-car garage, and a layout that provides excellent separation between living and sleeping areas. The fenced yard offers added privacy and space for outdoor enjoyment. Location is another major highlight! Enjoy being just minutes from the beautiful Gulf beaches while also benefiting from the fact that FLOOD INSURANCE IS NOT REQUIRED. The home is conveniently located near many major thoroughfares, making commuting and exploring the surrounding area easy. Largo Central Park and Eagle Lake Park are both conveniently nearby, offering beautiful outdoor spaces for walking, recreation, community events and enjoying the Florida lifestyle. With a new roof, new air conditioner, fresh exterior paint, a new garage door, vinyl fencing, an oversized garage, desirable split-bedroom floor plan and a fantastic location close to the beaches and parks, this home offers an excellent opportunity to enjoy comfortable Florida living with many of the big-ticket updates already completed. Come see all this wonderful home has to offer!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$474,900
$271 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,753 sq ft
Time on market
53 days
Year built
1962
Monthly payment
About $2,842/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,528 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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