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Overview

3 bd2 ba1,753 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot8,298 sqft
Living area1,753 sqft
Price / sqft$271
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSplit BedroomLightingPrivate MailboxDishwasher

981 Stephen Foster Dr is a 1962-built home in Suburban Estates 4th Add, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,753 square feet of living space. Listed at $474,900 (about $271/sqft), 53 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Seller is offering a $5000 credit to the buyer to assist with closing costs or to go towards updates in the home! Welcome to this well-maintained, original owner true 3-bedroom, 2-bathroom home featuring a desirable split-bedroom floor plan with many recent updates completed. You will appreciate the NEW AIR CONDITIONER installed in 2024, EXTERIOR PAINT COMPLETED in 2026, A NEW ROOF installed in 2025, and a NEW GARAGE DOOR providing peace of mind and excellent curb appeal. The oversized 2-car garage offers plenty of room for vehicles, storage, bikes, beach gear and more. Inside, the thoughtfully designed floor plan offers plenty of space for both everyday living and entertainment. The inviting living room provides a comfortable gathering space and flows naturally toward the separate dining area. The kitchen features an eat-in area, offering the perfect spot for casual meals, morning coffee or everyday dining. Just beyond the dining room is the spacious family room, where a beautiful wood-burning fireplace creates a warm and inviting focal point for relaxing evenings, entertaining guests or cozy nights at home. The split-bedroom layout provides for privacy and flexibility, with the primary suite positioned separately from the additional bedrooms. Two full bathrooms add convenience for both residents and visitors. Additional features include a VINYL FENCING, an OVER-SIZED 2-car garage, and a layout that provides excellent separation between living and sleeping areas. The fenced yard offers added privacy and space for outdoor enjoyment. Location is another major highlight! Enjoy being just minutes from the beautiful Gulf beaches while also benefiting from the fact that FLOOD INSURANCE IS NOT REQUIRED. The home is conveniently located near many major thoroughfares, making commuting and exploring the surrounding area easy. Largo Central Park and Eagle Lake Park are both conveniently nearby, offering beautiful outdoor spaces for walking, recreation, community events and enjoying the Florida lifestyle. With a new roof, new air conditioner, fresh exterior paint, a new garage door, vinyl fencing, an oversized garage, desirable split-bedroom floor plan and a fantastic location close to the beaches and parks, this home offers an excellent opportunity to enjoy comfortable Florida living with many of the big-ticket updates already completed. Come see all this wonderful home has to offer!

The essentials

Built
1962
Price / sqft
$271
On market
53 days
Annual tax
$1,528
Flood zone
X · Low risk
Lot
8,298 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
2 car garage
8,298 sqft lot
Lot size
1,753 sqft
Living area

Payment

Est. monthly payment
$2,842/mo
Down payment (20%)
$94,980
Property taxes
$127/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
8,298 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
53
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Lighting
Private Mailbox
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$1,528
Parcel #
25-29-15-85896-006-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Suburban Estates 4th Add
County
Pinellas
MLS Area
33771 - Largo
Lot Size
8,298 sqft

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #TB8539249
$474,900-2.1%
$271/sqft
8/20/2026
Listed for sale
Source: Stellar MLS #TB8539249
$485,000
$277/sqft

Neighborhood

981 Stephen Foster Dr
Largo, FL, 33771 · 33771 - Largo

Market insights

Offer Insights

Choose an offer strength

List price: $474,900
$465,000 – $474,900
97.9% – 100% of listTops out right at the list price
80% of listList price
43 of the last 85 home closings in 33771 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 53 after a $10,100 cut.

Sample: 85 closed home sales in 33771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,842/mo
Principal & interest$2,477
Property taxes$127
Insurance$237
Down payment20% · $94,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$474,900

$271 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,753 sq ft

Time on market

53 days

Year built

1962

Monthly payment

About $2,842/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,528 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Melody HunterListing data from Stellar MLS, MLS# TB8539249.

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