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Overview

3 bd3 ba1,856 sqft1 car garageTownhouse
TypeTownhouse
HOA$332/mo
Built2020
Lot2,492 sqft
Living area1,856 sqft
Price / sqft$151
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSplit BedroomStone CountersWalk-in Closet(s)

11287 Cay Spruce Way is a 2020-built home in Mirada Prcl 21-1, San Antonio. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,856 square feet of living space. Listed at $279,999 (about $151/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $332 monthly.

From the listing

Short Sale. Welcome to your slice of paradise in the sought after Mirada community, where resort style living isn't a getaway, it's your everyday reality. This stunning 3 bedroom, 2.5 bath townhome sits in a quiet, well established neighborhood framed by lush, mature landscaping, sidewalk lined streets, and elegant fountain features that greet you at the entrance and set the tone the moment you arrive. With a tranquil water view of the pond out back, ample guest parking beyond the garage, and one of the largest man made lagoons just steps away, this home truly delivers a lifestyle most people only dream about. Step inside through a charming covered entry and immediately feel the openness of the bright, airy first floor. Tile flooring flows seamlessly through the living, dining, and kitchen areas, accented by upgraded lighting and a thoughtfully designed layout that makes entertaining feel completely effortless. Natural light pours into every corner, and the transition between spaces is smooth and inviting. The kitchen is the heart of the home and it shows, featuring quartz countertops, stainless steel appliances, a striking tile backsplash, a walk in pantry, and a center island with a breakfast bar that's perfect for casual mornings or hosting friends. A guest half bath on the main level adds everyday convenience. Head upstairs to find plush carpeted bedrooms, a second floor laundry closet that keeps chores out of sight, and a versatile office nook ideal for working from home or creative pursuits. The generous primary suite is your personal retreat, complete with a large walk in closet and a spa inspired en suite bath featuring dual vanity sinks, a glass enclosed walk in shower, etc. The second bedroom also includes a walk in closet and sits conveniently across from the full guest bath, while the third bedroom adapts beautifully to whatever your lifestyle calls for; guest room, hobby space, or home gym. Out back, your screened porch frames peaceful pond views that make unwinding at the end of the day feel like a luxury. And when you're ready for more adventure, the lagoon is right around the corner — offering kayaking, paddle boarding, beachside lounging, and a full calendar of community events that keep the energy alive year round. The HOA takes care of the details so you don't have to — covering ultra fast WiFi, cable, lagoon access, lawn maintenance, and roof reserves, delivering a truly low maintenance lifestyle packed with perks. Opportunities like this don't last long in a community this vibrant. Schedule your private showing today and come see why people who visit Mirada end up calling it home. Sold as-is, buyer or buyer agent to verify any and all information, rules, restrictions, etc.

The essentials

Built
2020
Price / sqft
$151
On market
57 days
Annual tax
$4,712
HOA
$332/mo
Flood zone
X · Low risk
Lot
2,492 sqft
Type
Townhouse

At a glance

Townhouse
Built 2020
Water views
Water
Community pool
Shared amenity
1 car garage
Guest
2,492 sqft lot
Lot size

Payment

Est. monthly payment
$2,325/mo
Down payment (20%)
$56,000
Property taxes
$393/mo
HOA
$332/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2020
Lot
2,492 sqft
Cooling
Central Air
Heating
Central
Parking
Guest
Days on Market
57
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Split Bedroom
Stone Counters
Walk-in Closet(s)
Lighting
Sidewalk
Deed Restrictions
Golf Carts OK
Playground
Pool
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,712
Parcel #
09-25-20-0050-01600-0900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirada Prcl 21-1
County
Pasco
MLS Area
33576 - San Antonio
Lot Size
2,492 sqft
In CountyLandscapedSidewalkPaved
HOA
$332/mo
Real Manage- Melissa Howell

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8540643
$279,999-13.8%
$151/sqft
8/17/2026
Listed for sale
Source: Stellar MLS #TB8540643
$325,000+26.0%
$175/sqft
9/11/2020
Sold
Source: Pasco County Public Record
$257,900
$139/sqft

Neighborhood

11287 Cay Spruce Way
San Antonio, FL, 33576 · 33576 - San Antonio

Market insights

Offer Insights

Choose an offer strength

List price: $279,999
$277,500 – $279,999
99.5% – 100% of listTops out right at the list price
80% of listList price
57 of the last 86 townhouse or villa closings in 33576 landed at this number or higher (66%). The median one sat 48 days before it went under contract, and this one is on day 57 after a $45,001 cut.

Sample: 86 closed townhouse or villa sales in 33576 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,325/mo
Principal & interest$1,460
Property taxes$393
Insurance$140
HOA$332
Down payment20% · $56,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,999

$151 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,856 sq ft

Time on market

57 days

Year built

2020

Monthly payment

About $2,325/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,712 annual tax bill, insurance, and the $332/mo HOA fee.

HOA fee

$332/mo

Managed by Real Manage- Melissa Howell.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byGREAT WESTERN REALTYListing agent: Jack Guerra, LLCListing data from Stellar MLS, MLS# TB8540643.

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