870 Virginia St #104, photo 1
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Overview

1 bd1 ba793 sqftCondominium
TypeCondominium
Condo dues$456/mo
Built1975
Living area793 sqft
Price / sqft$138

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)SidewalkBuyer Approval RequiredClubhouseNo Truck/Rv/Motorcycle ParkingPoolSidewalksStreet Lights

870 Virginia St #104 is a 1975-built home in Patrician Oaks, Dunedin. Inside you'll find 1 bedrooms, 1 bathrooms, and 793 square feet of living space. Listed at $109,500 (about $138/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $456 monthly.

From the listing

Welcome to Patrician Oaks; enjoy the best of Dunedin! Discover the relaxed Florida lifestyle in this beautiful first-floor condominium in Patrician Oaks, a 55+ community. Freshly painted, this inviting home is move-in ready and offers comfortable, easy living in a welcoming community. Enjoy your morning coffee or unwind at the end of the day on the screened-in patio. Community amenities are just a short stroll away, including the heated pool and spa, community center and fitness center. The laundry room is conveniently located just a few doors from the unit. And then there’s the location! Less than a mile from vibrant downtown Dunedin, you’ll be close to the city’s wonderful selection of local restaurants, charming shops, breweries, entertainment, marina, waterfront activities and scenic views. Take a stroll along the waterfront, enjoy dinner downtown, browse the shops or soak in a beautiful Gulf sunset. And when it’s time for a beach day, Dunedin’s beautiful Gulf beaches are just minutes away. This is more than a condominium it’s an opportunity to enjoy the Dunedin lifestyle, where coastal charm, dining, shopping, recreation and waterfront living are all conveniently close to home. Located in a 55+ community. Come see why Patrician Oaks is a wonderful place to call home!

The essentials

Built
1975
Price / sqft
$138
On market
52 days
Annual tax
$1,909
Condo dues
$456/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 1975
Community pool
Shared amenity
793 sqft
Living area

Payment

Est. monthly payment
$1,241/mo
Down payment (20%)
$21,900
Property taxes
$159/mo
Condo dues
$456/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1975
Lot
-
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
52
Ceiling Fans(s)
Sidewalk
Buyer Approval Required
Clubhouse
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Street Lights
Disposal
Electric Water Heater
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,909
Parcel #
26-28-15-67812-000-1040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Patrician Oaks
County
Pinellas
MLS Area
34698 - Dunedin
Condo dues
$456/mo
John Brandt

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #TB8541062
$109,500-2.7%
$138/sqft
-
Price change
Source: Stellar MLS #TB8541062
$112,500+2.3%
$142/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #TB8541062
$110,000
$139/sqft

Neighborhood

870 Virginia St #104
Dunedin, FL, 34698 · 34698 - Dunedin

Market insights

Offer Insights

Choose an offer strength

List price: $109,500
$106,000 – $109,500
96.8% – 100% of listTops out right at the list price
80% of listList price
43 of the last 84 condo closings in 34698 landed at this number or higher (51%). The median one sat 61 days before it went under contract, and this one is on day 52 after a $500 cut.

Sample: 84 closed condo sales in 34698 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,241/mo
Principal & interest$571
Property taxes$159
Insurance$55
HOA$456
Down payment20% · $21,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$109,500

$138 per sq ft

Beds and baths

1 beds, 1 baths

Size

793 sq ft

Time on market

52 days

Year built

1975

Monthly payment

About $1,241/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,909 annual tax bill, insurance, and $456/mo in condo dues.

Condo dues

$456/mo

Managed by John Brandt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPREMIER SOTHEBY'S INTL REALTYListing agent: Janet MooreListing data from Stellar MLS, MLS# TB8541062.

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