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Overview

3 bd4 ba4,265 sqft3 car garageSingle Family
TypeSingle Family
HOA$75/yr
Built2002
Lot33,614 sqft
Living area4,265 sqft
Price / sqft$375
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Crown MoldingOpen FloorplanSolid Surface CountersSplit BedroomTray Ceiling(s)Vaulted Ceiling(s)Walk-in Closet(s)

5323 Early Ter is a 2002-built home in Port Charlotte Sec 054, Port Charlotte. Inside you'll find 3 bedrooms, 4 bathrooms, and 4,265 square feet of living space. Listed at $1,600,000 (about $375/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $75 annually.

From the listing

Just STUNNING! Discover an exceptional estate home that blends luxury and true Florida waterfront living. Perfectly positioned on three waterfront lots—totaling over three-quarters of an acre—this custom 4,265 sq. ft. residence offers sweeping views of the wide canal leading straight out to the Myakka River. Built with meticulous attention to detail, this 3-bedroom plus office, 3.5-bath pool home showcases refined architectural features including crown molding, step and coffered ceilings with custom lighting, built-in illuminated display cases, and and one elegant fireplace. French doors throughout the home open to an expansive 24' x 94' lanai, engineered for unobstructed water views creating a truly unique indoor–outdoor living experience. The chef’s kitchen impresses with high-end custom cabinetry, granite countertops, a large center island, breakfast bar, convection wall oven and microwave, stainless steel GE Monogram appliances, and picturesque views of the pool and canal. A built-in desk adds convenience for daily tasks. The serene master suite features a spacious sitting area, custom closet organizers, and a luxurious bath with separate vanities, a soaking tub, and a walk-in shower. Additional highlights include an intercom system, a state-of-the-art security and exterior video monitoring system, and an oversized 1,049 sq. ft. three-car garage complete with built-in cabinetry and pull-down attic access—ideal for car enthusiasts or hobbyists. The home also features a new roof installed in 2023, adding long-term value and reassurance. Outdoor living is elevated with a heated 15' x 33' saltwater pool with waterfall and an exterior shower. The pool cage was recently replaced and upgraded with oversized 6" gutters. The lanai is pre-plumbed and pre-wired for a future outdoor kitchen, making it perfect for entertaining in true Florida style. Boating and water-sport enthusiasts will appreciate the 62-foot dock with a 9,000-lb. boat lift, electric and water hookups at the dock, plus two additional jet-ski lifts located on the third lot. A 50-amp RV hookup provides added convenience for guests or recreational vehicles. Whether you enjoy boating, fishing, kayaking, or simply relaxing by the water, this home offers a lifestyle that is both luxurious and effortlessly coastal. Begin your next chapter in the prestigious riverfront community of Gulf Cove—where every day feels like a retreat.

The essentials

Built
2002
Price / sqft
$375
On market
42 days
Annual tax
$1,408
HOA
$75/yr
Flood zone
AE
Lot
33,614 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Waterfront
Canal - Saltwater
Private pool
Heated
3 car garage
Driveway
0.77 acres
Lot size

Payment

Est. monthly payment
$9,269/mo
Down payment (20%)
$320,000
Property taxes
$117/mo
HOA
$75/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
33,614 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Faces Side, Oversized
Pool
Gunite, Heated, In Ground, Salt Water, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
42
Cathedral Ceiling(s)
Crown Molding
Open Floorplan
Solid Surface Counters
Split Bedroom
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Outdoor Shower
Rain Gutters
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$1,408
Parcel #
402133330007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 054
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
33,614 sqft
Corner LotOversized LotPaved
HOA
$75/yr
Gulf Cove Homeowner's Association

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8543343
$1,600,000
$375/sqft

Neighborhood

5323 Early Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $1,600,000
$1.53M – $1.60M
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 42.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,268/mo
Principal & interest$8,345
Property taxes$117
Insurance$800
HOA$6
Down payment20% · $320,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,600,000

$375 per sq ft

Beds and baths

3 beds, 4 baths

Size

4,265 sq ft

Time on market

42 days

Year built

2002

Monthly payment

About $9,269/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,408 annual tax bill, insurance, and the $75/yr HOA fee.

HOA fee

$75/yr

Managed by Gulf Cove Homeowner's Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byHECKLER REALTY GROUP LLCListing agent: Amy HecklerListing data from Stellar MLS, MLS# TB8543343.

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