347 Steed Gait Loop, photo 1
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Overview

3 bd3 ba2,192 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot6,600 sqft
Living area2,192 sqft
Price / sqft$274
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERLIN
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface CountersSplit Bedroom

347 Steed Gait Loop is a 2026-built home in Waterlin, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,192 square feet of living space. Listed at $599,900 (about $274/sqft), 18 days on market. Flood zone ae - confirm flood insurance requirements with your lender.

From the listing

Under Construction. The front porch leads to the entryway that is embraced by a 12-foot tray ceiling. Both secondary bedrooms, each with a private bathroom, are off the main hallway. As you enter the kitchen, you are greeted by an island with built-in seating space, a 5-burner gas cooktop, and a generous walk-in pantry. The dining area connects the space to the open family room featuring a wall of windows with a sliding glass door that opens to the backyard covered lanai. The primary bedroom provides a private sanctuary. Double doors lead to the primary bath, which offers dual vanities, a glass-enclosed shower, two walk-in closets, and dual access to the laundry room. The two-car garage is at the rear of the home.

The essentials

Built
2026
Price / sqft
$274
On market
18 days
Annual tax
$0
Flood zone
AE
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
6,600 sqft lot
Lot size
2,192 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$4,204/mo
Down payment (20%)
$119,980
Property taxes
$0/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,600 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Days on Market
18
Ceiling Fans(s)
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Tankless Water Heater
In a CDD (Community Development District) Flood Zone ae
Annual Tax (2026)
$0
Parcel #
12-27-30-3742-0001-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterlin
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,600 sqft

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #TB8553390
$599,900
$274/sqft

Neighborhood

347 Steed Gait Loop
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$595,000 – $599,900
99.5% – 100% of listTops out right at the list price
80% of listList price
243 of the last 393 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 18.

Sample: 393 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,204/mo
Principal & interest$3,129
Property taxes$775
Insurance$300
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$274 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,192 sq ft

Time on market

18 days

Year built

2026

Monthly payment

About $4,204/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPERRY HOMESListing agent: Toby JonesListing data from Stellar MLS, MLS# TB8553390.

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