3609 Darston St, photo 1
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Overview

2 bd2 ba1,631 sqftSingle Family
TypeSingle Family
HOA$208/mo
Built1988
Lot6,978 sqft
Living area1,631 sqft
Price / sqft$276

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboSplit BedroomThermostatWalk-in Closet(s)

3609 Darston St is a 1988-built home in Chattam Landing Ph II, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,631 square feet of living space. Listed at $450,000 (about $276/sqft), 10 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $208 monthly.

From the listing

A wonderful home on a quiet Cul-de-Sac, located on a pond with conservation views. Wake up to deer grazing on your lawn and the sound of a slow waterfall from the cascading stone fountain. Enter through the front door into a large Living/Dining room, with high ceilings and high windows that flood the room with natural light. Your attention is quickly drawn to the brick fireplace surrounded by tall built-in cabinets, and to the sliding glass doors that look out over pond. The large primary bedroom has sliding doors with views of the pool, the waterfall fountain and the pond. The primary bath has a separate tub and walk-in shower. The primary suite is complete with a built-in office and a large walk-in closet. There is a large second bedroom with a full bath adjacent. The eat-in kitchen features wood cabinets, stainless appliances and granite counters. This well-maintained home has new carpet in the primary bedroom and beautiful new laminate in the main living area. Located in a beautiful walkable area with friendly neighbors and nearby parks, tennis courts and playgrounds.

The essentials

Built
1988
Price / sqft
$276
On market
10 days
Annual tax
$1,899
HOA
$208/mo
Flood zone
X* · Low risk
Lot
6,978 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
Waterfront
Pond
Private pool
In Ground
6,978 sqft lot
Lot size
1,631 sqft
Living area

Payment

Est. monthly payment
$2,938/mo
Down payment (20%)
$90,000
Property taxes
$158/mo
HOA
$208/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
6,978 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Pool
In Ground, Gunite, Screen Enclosure
Waterfront
Pond
Days on Market
10
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Sidewalk
Storage
Deed Restrictions
Gated Community - No Guard
Park
Playground
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Cypress Woods Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$1,899
Parcel #
26-27-16-14910-000-0330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Chattam Landing Ph II
County
Pinellas
MLS Area
34685 - Palm Harbor
Lot Size
6,978 sqft
Conservation AreaCul-De-SacIn CountySidewalkPaved
HOA
$208/mo
Sentry Management/Frank DeNike IV

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #TB8555744
$450,000
$276/sqft

Neighborhood

3609 Darston St
Palm Harbor, FL, 34685 · 34685 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$442,500 – $450,000
98.4% – 100% of listTops out right at the list price
80% of listList price
34 of the last 67 home closings in 34685 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 10.

Sample: 67 closed home sales in 34685 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,938/mo
Principal & interest$2,347
Property taxes$158
Insurance$225
HOA$208
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$276 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,631 sq ft

Time on market

10 days

Year built

1988

Monthly payment

About $2,938/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,899 annual tax bill, insurance, and the $208/mo HOA fee.

HOA fee

$208/mo

Managed by Sentry Management/Frank DeNike IV.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered bySIGNATURE REALTY ASSOCIATESListing agent: Frederick VerebListing data from Stellar MLS, MLS# TB8555744.

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