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Overview

5 bd3 ba2,754 sqft2 car garageSingle Family
TypeSingle Family
HOA$67/mo
Built1994
Lot16,102 sqft
Living area2,754 sqft
Price / sqft$240
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Private EntrancePrivate Mailbox

18520 Sunward Lake Pl is a 1994-built home in Sunset Manor, Lutz. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,754 square feet of living space. Listed at $660,000 (about $240/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $67 monthly.

From the listing

Nestled in a quiet neighborhood in desirable Lutz, this beautiful 5-bedroom, 3-bathroom home offers a private pool, an expansive backyard, and a thoughtfully designed layout with room for everyone. Step inside to discover soaring ceilings, abundant natural light, fresh neutral tones, and spacious living areas that create an open and inviting atmosphere. The thoughtfully designed floor plan offers multiple living and entertaining spaces, providing the flexibility to accommodate a variety of lifestyles. The kitchen features granite countertops, stainless steel appliances, white cabinetry, and a breakfast bar overlooking the main living area. A living room fireplace adds warmth and character, while large sliding glass doors create a seamless connection between indoor and outdoor living. The generously sized primary suite offers a peaceful retreat with vaulted ceilings, direct access to the pool area, and a spacious en-suite bathroom featuring dual vanities, a soaking tub, separate walk-in shower, and ample storage. Step outside and experience your own private Florida oasis! The screened-in pool and expansive paver patio provide the perfect setting for relaxing weekends, outdoor dining, and entertaining year-round. Beyond the pool enclosure, the oversized, fenced backyard offers an incredible amount of additional outdoor space, with plenty of room for pets, recreation, gardening, and more. Ideally located in Lutz, this home offers the tranquility of an established residential neighborhood while remaining convenient to shopping, dining, parks, and major roadways connecting you to the greater Tampa Bay area.

The essentials

Built
1994
Price / sqft
$240
On market
22 days
Annual tax
$10,610
HOA
$67/mo
Flood zone
X · Low risk
Lot
16,102 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Private pool
In Ground
2 car garage
0.37 acres
Lot size
2,754 sqft
Living area

Payment

Est. monthly payment
$4,723/mo
Down payment (20%)
$132,000
Property taxes
$884/mo
HOA
$67/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
16,102 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
22
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Private Entrance
Private Mailbox
Private Yard
Storage
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Lutz-HB
Middle
Liberty-HB
High
Freedom-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$10,610
Parcel #
U-12-27-18-0JJ-000000-00012.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Manor
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
16,102 sqft
HOA
$67/mo
Sunset Manor Homeowner's Association, Inc.

Price history

Date
Event
Price
11/12/2026
Price change
Source: Stellar MLS #TB8561301
$660,000-2.2%
$240/sqft
10/24/2026
Listed for sale
Source: Stellar MLS #TB8561301
$675,000+79.1%
$245/sqft
9/26/2018
Sold
Source: Hillsborough County Public Record
$376,900
$137/sqft

Neighborhood

18520 Sunward Lake Pl
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $660,000
$655,000 – $660,000
99.5% – 100% of listTops out right at the list price
80% of listList price
47 of the last 87 home closings in 33549 landed at this number or higher (54%). The median one sat 27 days before it went under contract, and this one is on day 22 after a $15,000 cut.

Sample: 87 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,723/mo
Principal & interest$3,442
Property taxes$884
Insurance$330
HOA$67
Down payment20% · $132,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$660,000

$240 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,754 sq ft

Time on market

22 days

Year built

1994

Monthly payment

About $4,723/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,610 annual tax bill, insurance, and the $67/mo HOA fee.

HOA fee

$67/mo

Managed by Sunset Manor Homeowner's Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFIVE STAR REAL ESTATE OF FLORIDA LLCListing agent: Isabel AllenListing data from Stellar MLS, MLS# TB8561301.

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